September 5, 2013 (PLANSPONSOR.com) – The U.S. Department of Labor (DOL) has released new frequently asked questions (FAQs) about implementation of the Patient Protection and Affordable Care Act (PPACA).
The questions, which are posted on the website of the DOL's
Employee Benefits Security Administration (EBSA), were prepared jointly by the
DOL, the Department of Health and Human Services (HHS) and the Treasury
Department. Like previously issued FAQs, the new FAQs answer questions from
stakeholders to help people understand the PPACA and benefit from it.
One question addresses the notice of coverage options
available through the health insurance exchanges. Specifically, it discusses
whether it is permissible for another entity—such as an issuer, multiemployer plan or third-party
administrator (TPA)—to send the Notice of Coverage Options on
behalf of an employer to satisfy the employer's obligations under the Fair
Labor Standards Act (FLSA), Section 18B.
Another part of the FAQs addresses the 90-day waiting period
limitation mentioned in the Public Health Service (PHS) Act, Section 2708. This provides that a group
health plan or health insurance issuer offering group health insurance coverage
shall not apply any waiting period that exceeds 90 days. This part of the FAQs specifically discusses whether final regulations will be issued under the PHS Act, Section
2708, to give plans and issuers sufficient time to comply with the waiting
The new FAQs page can be found here. Previously posted
FAQs on the PPACA can be found here