Among organizations offering personal health insurance, 17% pay all of the premiums, 83% pay some of the premiums, and less than 1% pay none of the premiums, according to the Families and Work Institute’s 2012 National Study of Employers. Among employers offering personal health insurance, 41% increased employees’ premium co-pay during the preceding 12 months.
Ninety-seven percent of employers offer family coverage, with only 4% of these paying all of the premiums for family members, another 82% paying part of the premiums and 14% paying none of the premiums. Among employers offering family health insurance, 42% increased employees’ premium co-pay during the preceding 12 months. Overall, 38% of employers offer health insurance coverage for unmarried partners who live with the employee. Sixty-three percent of employers offer wellness programs for employees and their families, and 79% provide private space and milk storage facilities for nursing mothers.