Benefits

Employers Shift Costs for Employee Health Benefits

April 30, 2012 (PLANSPONSOR.com) - Ninety-nine percent of employers with 50 or more employees offer personal health insurance coverage for full-time employees.

By Rebecca Moore editors@plansponsor.com | April 30, 2012
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Among organizations offering personal health insurance, 17% pay all of the premiums, 83% pay some of the premiums, and less than 1% pay none of the premiums, according to the Families and Work Institute’s 2012 National Study of Employers. Among employers offering personal health insurance, 41% increased employees’ premium co-pay during the preceding 12 months.  

Ninety-seven percent of employers offer family coverage, with only 4% of these paying all of the premiums for family members, another 82% paying part of the premiums and 14% paying none of the premiums. Among employers offering family health insurance, 42% increased employees’ premium co-pay during the preceding 12 months.  

Overall, 38% of employers offer health insurance coverage for unmarried partners who live with the employee. Sixty-three percent of employers offer wellness programs for employees and their families, and 79% provide private space and milk storage facilities for nursing mothers.

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