Magazine

April 1996

(k)Plans

Custom Fit

One standardized educational approach does not entice all employees to participate in defined contribution plans. Here is how plan sponsors approach five groups of employees with special needs.

Rules/Regs

Out-of-Pocket

The budget-balancing debate hits the federal employees' retirement plans

Table of Contents

Lifting the Equity Bans

This year, three big state employee retirement plans hope to end century-old bans on equity investing. One has legislative approval, and two are pending.

Negative Trend

State governments are bringing health insurance costs down-but not for retirees and their spouses.

Gender Gap

Women are still more likely than men to retire without an adequate benefits package. The culprits: Lower wages, shorter employment periods, and exclusion from many jobs covered by pension plans.

GICs' Metamorphosis

Once-stodgy guaranteed investment contracts now come in new forms-and with more risk. But while they may be better investments for a retirement portfolio, they take a lot more decisionmaking.

REITs' Rise

Why some pension plans are piling into a small but growing market

Breach of Duty

Unisys case raises questions about how much protection 404(c) really offers

Economies of Scale

Small companies join forces to buy better quality, lower price DC services

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