Magazine

Graystone Consulting–Danvers, Massachusetts, takes a holistic approach to advising retirement plan clients. This involves a combination of plan management, investment management and participant services, says Matthew McLaughlin, senior institutional consultant and financial adviser at the Danvers office of Graystone Consulting, a business of Morgan Stanley Smith Barney LLC. “All three of those levers have to work together to have an optimum plan, optimum outcomes,” he says.

DB sponsors can learn about de-risking from others

Five factors to consider when evaluating whether a target-date fund family still works for your plan

While some participants enjoy and are capable of managing their retirement plan investments, most people lack the time, expertise and discipline to do so. Participants have always been interested in obtaining help with what can be a complex set of decisions and, increasingly, that guidance is found in the form of a financial adviser, either one hired by your plan or perhaps one that you have encountered on your own. Here are five things you should ask an adviser who wants to earn your business (and trust):