Magazine

May 2012

Cover

2012 PLANSPONSOR Retirement Plan Adviser of the Year

Stace Hilbrant, managing director of 401k Advisors LLC in Wilmette, Illinois, takes pride in his business’s face-to-face client service model. Hilbrant’s firm was one of the original founding firms of 401k Advisors USA, which was later renamed National Retirement Partners before being acquired by LPL Financial in 2010. In 2003, he incorporated in suburban Chicago as 401k Advisors LLC and sold his first 401(k) plan advisory services to D.A. Stuart Company, which makes products for the aluminum manufacturing industry. “I have that first check stapled to my wall,” he says.

2012 PLANSPONSOR Retirement Plan Adviser Team of the Year

Graystone Consulting–Danvers, Massachusetts, takes a holistic approach to advising retirement plan clients. This involves a combination of plan management, investment management and participant services, says Matthew McLaughlin, senior institutional consultant and financial adviser at the Danvers office of Graystone Consulting, a business of Morgan Stanley Smith Barney LLC. “All three of those levers have to work together to have an optimum plan, optimum outcomes,” he says. 

UpFront

Against Common Wisdom

Fifty-nine percent of the first Baby Boomers to turn 65 are at least partially retired.

Sage Advice

PBGC's Gotbaum recommends traditional pension offerings

Survey Says

Do You Plan on Relocating in Retirement?

According to a recent survey from the Consumer Federation of the Southeast, one-third of Baby Boomers are open to moving across state lines to gain the lifestyle they want when they retire. So NewsDash readers were asked: “Are you planning to relocate in retirement? If yes, what is the main reason for doing so?”

Bells & Whistles

Bells & Whistles

Each month, Bells & Whistles highlights recent product introductions that plan sponsors may find of interest. More information about these announcements can be found on www.plansponsor.com. If you have a product announcement that you believe would be of interest to our readers, drop us a line at news@plansponsor.com.

Benchmarks In Mind

Five factors to consider when evaluating whether a target-date fund family still works for your plan 

Head of the Class

Around the World

Global investing asks plan sponsors to overcome home-country bias

Asset Mix

Ready to Freeze

LDI Strategies can be useful to help in freezing and terminating DB plans

Case Sensitive

Return to Sender

Milgram v. The Orthopedic Associates Defined Contribution Pension Plan, et al. 10-18620-cv

Just out of Reish

Getting Older

The graying of the American work force

Second Opinions

Mandate Clarity

Employer mandate, waiting period and auto-enrollment issue

Five Questions to Ask a Financial Adviser

While some participants enjoy and are capable of managing their retirement plan investments, most people lack the time, expertise and discipline to do so. Participants have always been interested in obtaining help with what can be a complex set of decisions and, increasingly, that guidance is found in the form of a financial adviser, either one hired by your plan or perhaps one that you have encountered on your own. Here are five things you should ask an adviser who wants to earn your business (and trust): 

Tidbits

Tidbits

Some quotes, survey statistics and musings to use in employee communications, or just as a break in the grind.

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