July 2012

How Much Is Enough, Anyway?

It can be complicated—the trick is helping participants create plans that work.

  1. Cover
  2. How Much Is Enough, Anyway?

    It can be complicated—the trick is helping participants create plans that work.
  1. Editorial
  2. Turning Up the Heat

    We’re in the middle of a heat wave in New York City, and the oppressive temperature and humidity makes one not want to consider leaving the comforts of home—and the air-conditioning.
  1. UpFront
  2. Underhanded and Overvalued

    Cellular company owner accused of misusing ESOP
  1. Taking One’s Lumps

    Ford offers lump sums to de-risk pension
  1. Retirement Savings Rising

    Fidelity reports 8% jump in average 401(k) balances
  1. Private Sector Caveat for CT

    Covering nonprofits under state plan changes governmental status
  1. Perfect Match

    Employer 401(k) contributions are well worth the investment
  1. Not a Priority

    401(k) participants uninterested in retirement planning
  1. Healthy, Wealthy and Wise

    Good health leads to retirement savings
  1. Hats Off ‘Top-Hat’ Plan

    Employer cannot use ERISA to stop deferred compensation benefits
  1. From Abroad

    GAO finds international DC approaches may be helpful in the U.S.
  1. DB or Not DB?

    Study shows shift from DB to DC
  1. Coming Up Short

    Public pensions struggle to make required contributions
  1. Betting the House

    Employees sue Oregon pension over risky real estate and bank loan investments
  1. Working It

    Older workers want to stay employed
  1. Survey Says
  2. How Strong an Incentive Is the Company Match?

    When it comes to the power of the company match as an incentive for employees to participate in their employer-sponsored retirement plans, research results have gone both ways.
  1. Bells & Whistles
  2. Bells & Whistles

    Each month, Bells & Whistles highlights recent product introductions that plan sponsors may find of interest.
  1. Feature
  2. You Can’t Always Get What You Want

    The retirement income option is all the buzz … but good luck finding a recordkeeper to agree to it
  1. Head of the Class
  2. Shifting Focus

    Should you make the move from asset class to factor diversification?
  1. Rules/Regs
  2. Be Prepared

    The 408(b)(2) deadline has come and gone, but 404(a)(5) is right behind it
  1. Barry's Pickings
  2. Now Hear This …

    You will now all stop saving!
  1. Saxon Angle
  2. Negative Consent

    When avoiding fiduciary status might not be an option

  1. Just out of Reish
  2. Recipe for Success

    Lifetime retirement income is the key ingredient for an effective 401(k) plan

  1. Education/Advice
  2. Pocket 'Watch'

    Participants all too often opt for the cash instead of the rollover
  1. Transition Management
  2. Return to Clarity

    PLANSPONSOR’s 2012 Transition Management Survey
  1. TRO
  2. Great Integrations

    PLANSPONSOR’s 2012 TRO Buyer’s Guide
  1. Interview
  2. Why Nonqualified Plans Matter More Than Ever

    Key employees now think very differently about retirement
  1. False Sense of Security?

    Recent survey shows plans may be unaware of their risks relating to QDIAs
  1. Hidden Costs and Hidden Risks in Defined Benefit Pension Plans

    It is no secret that market volatility, low interest rates and the underfunded status of many defined benefit (DB) pension plans are having a significant influence on the way plan sponsors approach de-risking such plans.
  1. Tidbits
  2. Tidbits

    Some quotes, survey statistics and musings to use in employee communications, or just as a break in the grind.