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Magazine

TABLE OF CONTENTS

July 2012


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ALSO INSIDE



Cover

How Much Is Enough, Anyway?

It can be complicated—the trick is helping participants create plans that work.

Editorial

Turning Up the Heat

We’re in the middle of a heat wave in New York City, and the oppressive temperature and humidity makes one not want to consider leaving the comforts of home—and the air-conditioning.

UpFront

Working It

Older workers want to stay employed

Underhanded and Overvalued

Cellular company owner accused of misusing ESOP

Taking One’s Lumps

Ford offers lump sums to de-risk pension

Retirement Savings Rising

Fidelity reports 8% jump in average 401(k) balances

Private Sector Caveat for CT

Covering nonprofits under state plan changes governmental status

Perfect Match

Employer 401(k) contributions are well worth the investment

Not a Priority

401(k) participants uninterested in retirement planning

Healthy, Wealthy and Wise

Good health leads to retirement savings

Hats Off ‘Top-Hat’ Plan

Employer cannot use ERISA to stop deferred compensation benefits

From Abroad

GAO finds international DC approaches may be helpful in the U.S.

DB or Not DB?

Study shows shift from DB to DC

Coming Up Short

Public pensions struggle to make required contributions

Betting the House

Employees sue Oregon pension over risky real estate and bank loan investments

Survey Says

How Strong an Incentive Is the Company Match?

When it comes to the power of the company match as an incentive for employees to participate in their employer-sponsored retirement plans, research results have gone both ways.

Bells & Whistles

Bells & Whistles

Each month, Bells & Whistles highlights recent product introductions that plan sponsors may find of interest.

Feature

You Can’t Always Get What You Want

The retirement income option is all the buzz … but good luck finding a recordkeeper to agree to it

Head of the Class

Shifting Focus

Should you make the move from asset class to factor diversification?

Rules/Regs

Be Prepared

The 408(b)(2) deadline has come and gone, but 404(a)(5) is right behind it

Barry's Pickings

Now Hear This …

You will now all stop saving!

Saxon Angle

Negative Consent

When avoiding fiduciary status might not be an option



Just out of Reish

Recipe for Success

Lifetime retirement income is the key ingredient for an effective 401(k) plan



Education/Advice

Pocket 'Watch'

Participants all too often opt for the cash instead of the rollover

Transition Management

Return to Clarity

PLANSPONSOR’s 2012 Transition Management Survey

TRO

Great Integrations

PLANSPONSOR’s 2012 TRO Buyer’s Guide

Interview

Why Nonqualified Plans Matter More Than Ever

Key employees now think very differently about retirement

Hidden Costs and Hidden Risks in Defined Benefit Pension Plans

It is no secret that market volatility, low interest rates and the underfunded status of many defined benefit (DB) pension plans are having a significant influence on the way plan sponsors approach de-risking such plans.

False Sense of Security?

Recent survey shows plans may be unaware of their risks relating to QDIAs

Tidbits

Tidbits

Some quotes, survey statistics and musings to use in employee communications, or just as a break in the grind.
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