Employers Shifting CDHP Contributions to
Families
November 3, 2009 (PLANSPONSOR.com) - Among the
covered Americans who have consumer-driven health plans
(CDHPs), workers with employee-only coverage have seen their
annual employer contributions decrease, while those with
family coverage have seen their annual employer contributions
increase, according to a new report by the nonpartisan
Employee Benefit Research Institute (EBRI).
While the percentage of workers with an HRA or HSA plan
whose employer contributes to the account has not changed
statistically since 2006, the percentage of employers
making contributions dropped from 67% in 2008 to 63% in
2009, according to an EBRI news release.
Between 2006 and 2008, the percentage of workers with
employee-only coverage reporting that their employer
contributed $1,000 or more to the account increased from
26% to 37%, but in 2009, it fell to 32%. The percentage of
workers with an employer contribution of less than $200
increased from 3% to 8% between 2008 and 2009.
Among workers with family coverage, the percentage of
workers receiving a contribution of $1,000 or more
increased from 59% in 2008 to 73% in 2009.
The report presents findings from the 2008 and 2009
EBRI/MGA Consumer Engagement in Health Care Survey and
the 2006 and 2007 EBRI/Commonwealth Fund Consumerism in
Health Care Surveys.