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Tail-Risk Management Integral to Investment Plan

(Cont...)

According to the survey, investors have several strategies in place to protect against tail-risk events. “A number of approaches have fallen somewhat out of favor [after the crisis],” O’Leary added. Before the crisis, 81.4% of investors diversified across traditional asset classes to mitigate tail risk. Now, that number has fallen to 75.7%. Conversely, investors have increased their usage of alternative allocations such as property and commodities (57.5% before the crisis, versus 65.1% now).

Survey respondents noted the following as effective hedges against tail risk (ranked most to least effective): diversification across traditional asset classes, risk-budgeting techniques, managed volatility equity strategies, direct hedging-buying puts/straight guarantee, other alternative allocation (e.g. property, commodities), managed futures/CTA allocation, single strategy hedge fund allocation and fund of hedge fund allocation.

“Investors are concerned about tail risk … but their take-up has been slow,” O’Leary said. Survey respondents noted the following barriers in allocating to their tail-risk protection strategy: liquidity of underlying instruments (64%); regulatory adherence/understanding (54%); risk aversion (49%); transparency of underlying instruments (46%); fees/cost (42%); understanding the investment returns/persistency of returns (33%); and lack of general understanding of new asset classes (28%).

Despite challenges, things are looking up after the crisis: 73% say they believe that due to changes in their strategic asset allocation, they are better prepared for the next major tail-risk event than they were before the crisis.

“The vast majority of investors … feel that now, despite what they’ve experienced in recent years, they are better protected against downside risk going forward,” O’Leary said.

Corie Russell
editors@plansponsor.com

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