SURVEY SAYS: What's Your Preferred Retirement Initiative?

Among those are more fee disclosure, encouraging unbiased advice availability, expanding retirement income options, more target-date fund disclosures, and – well, you get the idea (if not, check out .  This week, I asked readers which one they would MOST prefer to see enacted – and which, if any, would they would just as soon prefer got lost in the “shuffle?”      

As you might expect, there was a variety of opinions among this week’s responses about the best alternative, and a very narrow margin for the “favorite.”  But the “loser” stuck out like the proverbial sore thumb.       

The Least Popular

The least popular initiative – and the most popular to get lost – was the “establishment of a system of workplace automatic IRAs”.  Just 9.1% chose it as their favorite, while more than a third (35.5%) said they hoped it would get lost in the shuffle.

That said, the most popular initiative for enactment was “encouraging plan sponsors to make unbiased investment advice available to workers,” cited by 31.3% of this week’s respondents, though that barely edged out the 29.3% who favored a “push for annuities and other guaranteed lifetime income products.”

Among the remaining options, 18.2% backed “more fee disclosure” as their most preferred initiative, just ahead of the 17.2% that supported streamlining of the automatic enrollment process, while 13.1% each were (most) in favor of more target-date fund disclosures and expanding/simplifying the Saver’s Credit.