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Nearly two-thirds (64%) of Americans with $100,000 or more in assets say they are on target or ahead of their retirement planning goals, while one-third (35%) say their retirement planning goals have not been adversely affected by the recession, according to “Perspectives of Retirement: Lessons from Successful Savers.” Nearly half of the 1,038 respondents (47%) say “living within my means” is the most important retirement decision they have made, while more than one-third (35%) say they “started saving from an early or at a young age.” Saving for retirement is their primary financial goal, 42% of respondents say. Respondents demonstrated financial discipline in areas other than saving, such as reducing debt (46%), changing spending habits (33%) and paying off their mortgage (23%).
Nearly two-thirds (64%) of Americans with $100,000 or more in assets say they are on target or ahead of their retirement planning goals, while one-third (35%) say their retirement planning goals have not been adversely affected by the recession, according to “Perspectives of Retirement: Lessons from Successful Savers.”
Nearly half of the 1,038 respondents (47%) say “living within my means” is the most important retirement decision they have made, while more than one-third (35%) say they “started saving from an early or at a young age.” Saving for retirement is their primary financial goal, 42% of respondents say.