Opening Remarks and How HSAs Work

If you are new to health savings accounts (HSAs) or would like a refresher, this session will cover the features of the accounts and rules regarding them that plan sponsors need to know, including eligibility requirements, tax treatment rules and allowable expenses. Speakers will also discuss features and rules added by legislation related to the COVID-19 pandemic.

MODERATOR
Rebecca Moore, Managing Editor, PLANSPONSOR.com

PANELIST
Roy Ramthun, Founder and President of HSA Consulting Services, LLC
Jamie Greenleaf, Lead Advisor / Principal, Cafaro Greenleaf
Zack Hoffmann-Richards, Associate, Groom Law Group

Refreshment Break

How to Make Changes That Make a Difference for Your HSA Program

Despite their simplicity, not all HSA programs are created equal, and nor are their results.  Many employers struggle to drive outcomes that will best benefit their employees and their business. But solutions to this challenge don’t have to be difficult to implement or deploy.

In this session, you’ll learn how to improve your HSA program results with simple updates to your strategy and execution. And as we move forward from the pandemic, the timing of these improvements couldn’t be better!

We’ll cover:

• The top plan design elements to improve your healthcare benefits strategy for 2021 and beyond.
• Simple steps for easy deployment of these elements and measurement of the results.
• How to deliver excellent outcomes for your employees’ retirement readiness and their health and wealth engagement.

SPEAKER
Kevin Robertson, Chief Revenue Officer, HSA Bank, a division of Webster Bank, N.A.

Sponsored by HSA Bank

Lunch

Selecting an HSA Service Provider

Choosing employee benefit service providers is a fiduciary act, and employers need to keep participants’ best interest in mind when making their selection. Panelists will discuss how participant data can inform decisions about what is needed from an HSA provider, what different services providers may offer and what questions plan sponsors should ask to make sure they choose the right HSA provider for their employees.

MODERATOR
Manuel Rosado, President and Partner,  Spectrum Investment Advisors

PANELIST
J. Kevin McKechnie, Founder and Executive Director of the HSA Council at the American Bankers Association
Greg Adams, Consultant, Fiducient Advisors
Keith Kotfica, SVP of Partnerships, HealthEquity

Opening Remarks and The Role of HSAs in Financial Wellness and Retirement

Research shows employees overwhelmingly use their HSA funds to pay for current medical expenses, but being able to invest and carry forward account balances can help employees establish more retirement security. Learn how to promote your HSA benefit as a part of employees’ financial wellness throughout their lives and what tools to offer them along the way.

MODERATOR
Alison Cooke Mintzer, Publisher, PLANSPONSOR

PANELIST
Inci Kaya, Senior Analyst, Aite Group’s Health Insurance Practice
Greg Puig, Vice President of Benefits Consulting Services at Sentinel Benefits and Financial Group 
Amy Ray, Director, Advice and Wellness Product Development, Transamerica
Juliane Kowalski, Senior Vice President of Product Development, MetLife

Refreshment Break

Boosting HSA Participation and Engagement

There is a gap between employer HSA offerings and employee adoption and funding. Employees’ lack of understanding about HSAs is a key reason. Education should occur during open enrollment, but the best time to educate them and get them engaged with their accounts might be after the benefit is effective. In this session, you’ll hear methods for engaging and incentivizing employees—via education, communication and plan design.

MODERATOR
Jamie Greenleaf, Lead advisor / Principal, Cafaro Greenleaf

PANELIST
William Giaconia, Vice President, Channel Development, Fidelity
Brad Arends, Co-founder and CEO, intellicents
Phil Mason, Executive Vice President, Chief Operating Officer & Director Healthcare Services, UMB Healthcare Services

Lunch

Efforts to Make HSAs More Inclusive

HSAs must be tied to a high-deductible health plan (HDHP), but there is a movement to change this. Advocates for expanding the offering of HSAs say it will help more people and address some of the economic inequities in health care. Join this session for a discussion of efforts to expand HSA access and learn how doing so could benefit you and your employees, as well as for predictions of how the expansion movement will pan out. 

MODERATOR
Rebecca Moore, Managing Editor, PLANSPONSOR.com

PANELIST
David Speier, Managing Director, Benefits Accounts, Willis Towers Watson
Katy Spangler, Principal, Spangler Strategies