Bradford Campbell is a nationally recognized figure in employer-sponsored retirement plans who leverages his prior experience as the U.S. Assistant Secretary of Labor for Employee Benefits to advise clients across a broad range of issues related to the Employee Retirement Income Security Act (ERISA). As ERISA’s former “top cop” and primary regulator, Campbell has detailed and wide-ranging knowledge of the structure and operation of ERISA plans, and he applies that insight to client engagements.

Jon Chambers has over 30 years of retirement plan industry experience. He specializes in the analysis, design and implementation of retirement plan investment programs, helps plan sponsors implement successful plan administrative structures, and assists with fiduciary compliance. He was named as one of the 2020 Financial Times 401 Top Retirement Advisors.
Chambers is a nationally recognized expert on 401(k) fees. He has met with officials from the SEC, the GAO and the DOL to discuss regulations relating to 401(k) fee disclosure. He testified before the House Committee on Education and Labor on this issue.
Chambers graduated from the University of California, Berkeley with departmental and college honors. He is a member and past president of the San Francisco Chapter of the Western Pension & Benefits Council and a member of the National Association of Plan Advisors. Chambers holds the Certified Plan Financial Advisor designation.

Spencer Goldstein has over 17 years of experience in the financial services industry, and oversees StoneStreet Equity’s investment management capabilities and business development initiatives.  Prior to joining StoneStreet Equity in 2011, he was an analyst, trader and portfolio manager, specializing in energy equities and commodities. He holds a Series 66 registration, and is a CFA Charterholder. Goldstein earned his Master of Finance and BS in Management from Tulane University’s A.B. Freeman School of Business in New Orleans.

Allison Itami advises employers and service providers on employee benefit programs, including health and retirement plans, with a focus in federal laws such as ERISA and the Internal Revenue Code, and the ways in which state laws affect benefit plans. Allison frequently works with state and municipal governmental units sponsoring and administering benefit plans and programs.

Allison works closely with service providers in the IRA and employer plan industry. These service providers include multi-national financial institutions, national and regional broker-dealers, banks, record-keepers, and insurance companies. Allison assists these financial institutions to comply with existing Department of Labor regulations and guidance.

Additionally, she provides advocacy regarding proposed regulations, advisory opinions, and individual prohibited transaction exemptions ranging from fiduciary investment advice to captive welfare benefit insurance arrangements to stock rights issued to plans.

She has worked with employers to draft, maintain, or terminate tax qualified retirement savings plans. From drafting policies to assisting with internal or Department of Labor audits, Allison has assisted plan fiduciaries with all manner of compliance processes. She assists plan fiduciaries in performing legal due diligence on selecting a service provider or investing in an alternative investment option. Her practice also includes providing legal counsel on investment items including prudent process and considerations for investing and divesting.

Allison’s practice includes a focus data privacy and cybersecurity issues. In addition to assisting service providers, she advises plan personnel regarding the use of plan data, data security provisions in service contracts, and post-incident actions. Allison is a frequent speaker at conferences on the topic of cybersecurity as it relates to benefit plans.

Education: University of Minnesota Law School

J.D., Cornell University B.

Michael Montgomery has over four decades of experience in the retirement plan field, founding Montgomery Retirement Plan Advisors in 2004 after achieving success as a pension specialist or regional manager for several leading retirement plan recordkeepers.  In 2014 he co-founded Fidelis Fiduciary Management to offer interactive ERISA 3(38) fiduciary services that support other financial advisors

Mike believes in making a positive contribution to industry best practices and has been a frequent writer and conference speaker on fiduciary issues.  He and his team have been recognized by NAPA, Fi360, Financial Times, PlanAdviser, and 401kWire for their commitment to retirement plan best practices and thought leadership.

His firm became one of the earlier advisory firms to be CEFEX certified by the Centre for Fiduciary Excellence as a fiduciary advisor to defined contribution plans, including specific certification for ERISA 3(38) services and non-ERISA fiduciary practices for governmental entities.

Joan Neri provides counsel to employer plan sponsors and plan service providers in fulfilling their obligations under the Employee Retirement Income Security Act (ERISA) and complying with the Internal Revenue Code rules governing employee benefit plans. Neri advises on ERISA fiduciary status and responsibilities, avoidance of prohibited transactions, the considerations associated with structuring, developing and offering investment products and services to ERISA plans, and day-to-day plan operational and compliance issues.

Skow serves as the firm’s plan design, administration, and operational consultant. He co-leads Francis Investment Counsel’s Minnesota division located in the Twin Cities and has over 20 years of retirement plan recordkeeping and consulting experience. Prior to joining Francis, Skow was a partner and senior consultant for a large international consulting, actuarial, and employee benefits firm. He has his B.A. in Communications from Marquette University and is a credentialed member of the American Society of Pension Professionals & Actuaries (ASPPA).

George Sepsakos represents clients on a broad range of ERISA, federal tax and securities law matters. His practice is primarily focused on issues related to Title I of ERISA, including fiduciary responsibility and prohibited transaction issues.  For example, George’s practice includes:

Regularly defending plan trustees, fiduciaries, and service providers in investigations and enforcement proceedings brought by the Department of Labor.
Representing clients in front of the Department of Labor (DOL), Internal Revenue Service (IRS) and Securities and Exchange Commission (SEC), seeking advisory opinions, prohibited transaction exemptions, no action letters, and other guidance.
Counseling banks, broker-dealers, recordkeepers, investment managers and advisers and other financial services companies on the structuring and marketing of retirement plan services and products.
Advising clients on compliance with DOL’s final regulation defining the term “fiduciary.”
Regularly counseling large employers and plan committees to develop processes and best practices regarding plan investments, including the acquisition and management of employer securities, and plan governance matters.
Conducting reviews and internal audits of plan governance and administrative practices.

George is a frequent speaker and author on a range of employee benefits related topics. Prior to joining the firm, George worked as an ERISA Enforcement Advisor within the Office of Enforcement of the Department of Labor Employee Benefits Security Administration.

EDUCATION
Georgetown University Law Center
LL.M., Taxation, with Employee Benefits certificate
University of Michigan Law School J.D.
Michigan State University B.A.