While money market funds may look more appealing in the short run, this is not expected to last.
“What are Section 414(h) ‘pick-up’ contributions?”
There is a modern, professionally managed and outsourced alternative that, while not completely relieving plan sponsors of their fiduciary responsibilities in the eyes of regulators, removes pressure on company resources.
When a part-time or seasonal employee is hired full-time, past service, plan document provisions and the law are critical to determining retirement plan eligibility and vesting.
“I work with a higher education institution that is attempting to incentivize some of our faculty who have reached traditional retirement age to actually retire.
Elliot Dinkin, CEO, Cowden Associates, discusses what plan sponsors should consider about participating in a multiemployer, or Taft-Hartley, plan.
Benefits—as most HR professionals will generally (and sooner or later) intuit—are at the heart of this firm culture issue. They are a critical place in which a firm defines itself.
How do plan sponsors do that, and have they already taken steps to do so?
Sue Walton, senior retirement strategist, Capital Group Retirement Strategy Group, discusses how and why health savings accounts (HSAs) should be promoted as a way to save for retirement expenses.
What plan sponsors should consider as trade wars intensify.
To be 404(c) compliant, a plan must offer a broad range of investment options and make it possible for participants to view and control their investments; the prescription sounds simple, but it can be confusing in practice.
If a plan sponsor fails to respond, they could face a civil and/or DOL lawsuit
It is also important to keep participants’ eyes on the longer term, says Frank Pape, director of consulting services at Russell Investments in Seattle. If participants are experiencing volatility, remind them that this is part of investing.
“I work for a plan sponsor that maintains a 403(b) plan with annuity contracts.
Sterling Price, managing consultant at Findley, discusses how LDI and a dynamic investment policy help to de-risk pension plan assets.