Robert C. Merton, Ph.D., and Arun S. Muralidhar, Ph.D., discuss how Standard of Living indexed, Forward-starting, Income-only Securities can address the call for in-plan retirement income solutions.
For the first time in my career, I work for a company that provides both Thanksgiving Day and the day after as paid holidays.
During open enrollment and beyond, employers’ and their advisers’ conversations about engagement in consumer-driven health care needs to change significantly.
A tax reform bill was introduced by the U.S. House of Representatives.
The holidays are coming up.
Michael Barry, president of the Plan Advisory Services Group, discusses issues with suggestions for reducing retirement plan fees.
“Do the Experts have any Treats for us this Halloween, or only Tricks?”
Though you wouldn’t think of it with all the Christmas decorations already on store shelves, Halloween is tomorrow.
Andrew S. Zito, executive vice president, Retirement Plan Services of the LAMCO Advisory Services, discusses the considerations for helping foreign nationals decide whether to participate in a company’s U.S.-based 401(k).
“How do we determine which expenses are appropriate to be reimbursed from plan assets, and which expenses should not be reimbursed?”
Suppose you were taking a vacation to travel across the United States.
“We are a private tax-exempt hospital that sponsors a 457(b) plan for select management or highly compensated employees. Though all participants have been informed of the credit risk in the event of insolvency and are comfortable with that, one employee recently posed a question that was interesting."
John Lowell, Atlanta-based partner and actuary for October Three, shares solutions for health care organizations to possibly decrease their PBGC premium payments.
“As we are preparing to finalize our 2016 Form 5500s in time for the extended deadline, a colleague of mine has stated that there are some questions on the form that it would appear that we should answer, but that the Internal Revenue Service (IRS) has actually suggested we skip. That sounds bizarre to me; is that possible?”
“I am new to the 403(b) world, having come from the 401(k) arena. I am quite familiar with mutual funds, but can the Experts explain what exactly is an annuity contract?”
Ultimately, a true revolution in financial fitness requires a “triple play”—that is, a combined approach between governments, employers and employees.
We have written many articles about how employees are struggling with basic financial wellness, such as budgeting, debt and emergency savings.
Michael Barry, president of the Plan Advisory Services Group, discusses what is at stake for retirement savings in tax reform.
“I work for a denominational church plan sponsor who maintains a 403(b) plan. We have a clergy member who has NOT taken a vow of poverty, but who has another job for which he receives a salary, in addition to being a pastor at one of our churches.
My Dad’s dream was to retire back in the remote mountain town in which he grew up. He did, but was an hour away from health care when he needed it most at the end of his life.