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April 16th, 2024 Information & Insights for the 403(b) Community Final Fiduciary Rule Expected Soon OIRA has canceled its final meetings on the proposal, and a final rule is considered likely for early next week. Saver’s Match Has Potential to Incentivize Retirement Savings for Lower-Income Americans Black and Hispanic eligible savers are likely to benefit significantly from the Saver’s Match program, according to Boston Research Technologies and Retirement Clearinghouse. Ask the Experts Can a Church Merge its 401(a) and 403(b) Plans? We are an individual church that sponsors both a 401(a) and a 403(b) plan, but after some research, we feel that the needs of our participants could easily be met by a single 403(b) plan, with far less administrative effort. However, in researching the matter, we stumbled across an Ask the Experts column from 2017, warning us to exercise caution in merging the two plans until further IRS guidance is issued. Does this remain the case in 2024? And, if so, are there alternatives to a plan merger where we can just maintain a 403(b) plan going forward? 403(b) Plans A consideration of the challenges and considerations employers face when offering 403(b) plans. PLANSPONSOR 2024 HSA Conference: Offering an HDHP Panelists discussed the complexities of high-deductible health plans and health savings accounts, emphasizing the importance of understanding a company’s employee demographics when offering these health benefits. Did someone forward you this newsletter? Sign up here to get (b)lines directly in your mailbox! Unsubscribe | Manage Subscriptions | Contact Us Copyright ©2025 Asset International, Inc. All rights reserved. No reproduction without prior authorization. Modern Slavery Statement 2022 | Do Not Sell My Personal Information | Privacy (including cookies), Social Media & Legal 702 King Farm Boulevard, Suite 300, Rockville, MD 20850