“I just started working in the benefits department of a large private health care system (not governmental or church-related). The system sponsors a 403(b), 401(k) and a 457(b) plan, and I’ve been informed that I can participate in all three plans! Is that correct?”
They need to determine how emergency savings accounts will be invested and whether to match employees’ savings, as well as whether recordkeepers’ out-of-plan or in-plan options are best.
