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December 1st, 2017 |
| The Social Security Administration has reduced the maximum earnings subject to Social Security taxation, so we have revised our Maximum Benefit/Contributions Limits Table for 2018 to reflect that.
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ASK THE EXPERTS
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Groom Law Group and Cammack
Retirement Group will field your
questions concerning 403(b) plans
and regulations. Email rebecca.moore@strategic-i.com with Subject
Ask the Experts
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House Bill Would Allow Sponsors to Force Larger Auto-IRA Cash OutsThe Retirement Plan Modernization Act would raise the automatic IRA rollover limit, based on the rate of inflation, from $5,000 to $7,600 and allow for future increases to be indexed for inflation.
Read more > | Many Gen Xers Plan to Address Retirement on the FlyAlthough credit card debt is keeping half of surveyed Gen Xers from starting to save for retirement, 63% say “everything will just work out” in their retirement years.
Read more > | Half of Employees Don’t Want Personalized Messages About Saving for RetirementHowever, a survey found 53% of employees would like their employers to offer tools to help them improve their financial situation.
Read more > | Many People Have Withdrawn From the Markets Following ’08While 40% of people say the financial crisis of 2008 has had no lasting impact on their life, 42% say they now avoid the market and 46% have adjusted their spending and savings habits, Hartford Funds found in a survey.
Read more > | Retirees Spending Only About 1% of Assets Each YearResearch conducted by the BlackRock Retirement Institute and the Employee Benefit Research Institute (EBRI) found that after nearly two decades of being retired, the average retiree still has 80% of their nest egg intact. The researchers say this finding challenges long-held fears about retirees spending down their savings too fast.
Read more > | MassMutual Introduces Mobile App to Gauge Retirement ReadinessThe app is a mobile version of MassMutual’s RetireSMART Ready tool, which provides a snapshot of a saver’s retirement readiness at a specific age.
Read more > | Break From the Grind: Needing a New Manicure No Excuse for Unscheduled Day OffEmployers report the most dubious excuses workers have given for taking an unscheduled day off.
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