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December 10th, 2019 Information & Insights for the 403(b) Community Just Around the Corner? Whenever inflation does arrive, there are investments to fight it. SPONSORED BY: PLANSPONSOR 2019 403(b) Providers To help readers better understand the competitive landscape, our 2019 403(b)Market Survey provides insight into the experience and capabilities of select record keepers.  Click here to view the research. SPARK Finds E-Delivery of Retirement Plan Communications Could Improve Retirement Readiness It found cost savings would accrue to plan participants in the form of lower fees and greater investment growth over time, improving retirement security by up to 9%. Compensation and Benefit Limits Affected by Short Plan Year If a short plan year is created when a plan is amended, terminates or is newly adopted, proration of the Internal Revenue Code annual compensation dollar limit and limit on DC plan additions will be needed. Ask the Experts Defining ‘Severance of Employment’ for 457(b) Plan Distributions “I recently read your Ask the Experts column on the definition of ‘severance from employment’ for 403(b) and 401(a)/(k) plans. But what about 457(b) plans? Is the definition the same or different?” Did someone forward you this newsletter? Sign up here to get (b)lines directly in your mailbox!

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