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February 23rd, 2016 |
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ASK THE EXPERTS
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| Access to employer-sponsored retirement plans helps Millennials with their savings commitment.Read more > |
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| Stock Market Volatility Should Not Slow RetirementsLow equity assets near retirement mean a small number of individuals experience large, unexpected losses, research suggests.Read more > | TIAA-CREF Simplifies Name and Participant ExperienceThe mission remains the same—retirement security for workers in the non-profit space—but TIAA-CREF is trimming its name to TIAA and radically simplifying its website.Read more > | OneAmerica Offers LPL’s GuidanceOneAmerica is focusing on support for employees during times of transition.Read more > | Failing to Start Mandatory Contributions“We are a governmental entity with a “401(a) governmental defined contribution plan,”—it is not a 401(k) plan. We require that our employees contribute 3% of their salary to the 401(a) plan but recently discovered that we had failed to start mandatory contributions for one of our new employees. Does the IRS’ 2015 automatic enrollment correction guidance affect us? How would we correct this error?”Read more > | | David Levine and David Powell, with Groom Law Group, and Michael A. Webb, vice president, Retirement Plan Services, Cammack Retirement Group, will field your questions concerning 403(b) plans and regulations. Send them to rmoore@assetinternational.com with Subject: Ask the Experts. Answers may be printed in future (b)lines. This feature is to provide general information only, does not constitute legal advice, and cannot be used or substituted for legal or tax advice. |
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