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January 31st, 2020 Information & Insights for the 403(b) Community Elements of Retirement Plan Committee Education There are several elements to include for new retirement plan committee members, but ongoing education is also important. Participants Should Practice Cyber Self-Defense Workers need to know they’ve a part to play in defending their account against hackers. Ask the Experts Email rebecca.moore@issgovernance.com with subject line “Ask the Experts.” Research Shows Positive Effects of TDFs Various beneficial changes to retirement savings portfolios made by investing in TDFs could enhance retirement wealth by as much as 50%, research suggests. Getting SECURE Act’s Lifetime Income Provisions Right Industry sources agree pains must be taken to ensure mandatory lifetime income projections to participants are accurate and contextual education is provided. How HSAs Can Help Boost Employee Productivity and Retirement Readiness James Denison, HealthSavings, discusses how an investment-focused HSA can relieve employees’ stress about future finances, as well as help them save for future medial expenses. Did someone forward you this newsletter? Sign up here to get (b)lines directly in your mailbox!

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