 |
|
|
|
|
July 12th, 2016 |
Americans Unprepared for and Worried About Retirement While most current retirees are managing finances well due to multiple sources of income, those not yet retired are worried about running out of money in retirement, FINRA finds.Read more > |
Choosing a PhilosophyDo defined contribution plan participants need active management for their equity assets? Is the possibility of the higher rewards worth the certainty of the higher fees, or can passive equity strategies provide a long-run return sufficient to save for retirement?Read more > |
|
|
ASK THE EXPERTS
|
| “It is time for public-sector defined contribution plans to improve their plan design in an effort help public-sector employees achieve retirement readiness,” NAGDCA says.Read more > |
|
|
Cost of Purchasing Annuities Has Spiked“Pre-retirees now need to plan on having nearly 10% more in retirement savings than before, in order to buy the same level of deferred income,” BlackRock warns.Read more > | Paper Offers Roadmap for Implementing Auto FeaturesDiscussions with plan sponsors also reveal the benefits to plan sponsors of utilizing automatic enrollment and automatic contribution escalation.Read more > | When Is a Loan Considered to Be in Default?“I noticed that you have written a number of Ask the Experts columns regarding loan defaults, but none of those Q&As appear to answer a basic question that I have. When is a loan considered to be IN default?”Read more > | | David Levine and David Powell, with Groom Law Group, and Michael A. Webb, vice president, Retirement Plan Services, Cammack Retirement Group, will field your questions concerning 403(b) plans and regulations. Send them to rmoore@assetinternational.com with Subject: Ask the Experts. Answers may be printed in future (b)lines. This feature is to provide general information only, does not constitute legal advice, and cannot be used or substituted for legal or tax advice. |
|
|
|
|
|
|
