(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
July 19th, 2016

Working Later Often a False Hope for the Unprepared

Research warns that current retirees had much less control over their own date of retirement than anticipated, implying plans to work beyond the average retirement age are generally ill-considered.Read more >

Plan Sponsors As Retirement Coaches

A football coach doesn’t just tell players there’s a game and expect them to do all things right and win; the coach helps players improve their skills, plan their moves and review their performance. In the same way, retirement plan sponsors can act as retirement coaches for employees.Read more >
Bankers Life Center for a Secure Retirement took a look at the debt levels and confidence of pre-retirees and retirees, particularly middle-income Boomers, and found that they are in poor shape.Read more >

Helping Baby Boomers Address Retirement Fears and Risks

Plan sponsors can educate Baby Boomers nearing retirement about what risks they face and provide them with helpful planning opportunities.Read more >

Universal Retirement Plan Bill Introduced

The bill would require employers with 10 or more employees who do not already offer a retirement plan, to contribute 50 cents per hour worked, per employee, to retirement accounts for employees.Read more >

Is A Financial Audit a Good Idea for a Non-ERISA Plan?

A governmental 403(b) and 457(b) plan sponsor attending the non-ERISA 403(b) Update panel at the 2016 PLANSPONSOR National Conference asked, “We realize we’re not subject to the annual 5500 reporting requirement, as well as the related annual audit requirement; however, our plans are quite large, and our recordkeeper opined that it might be a ‘good idea’ for us to complete a plan audit. What say the Experts?”Read more >

David Levine and David Powell, with Groom Law Group, and Michael A. Webb, vice president, Retirement Plan Services, Cammack Retirement Group, will field your questions concerning 403(b) plans and regulations. Send them to rmoore@assetinternational.com with Subject: Ask the Experts. Answers may be printed in future (b)lines. This feature is to provide general information only, does not constitute legal advice, and cannot be used or substituted for legal or tax advice.

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

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