(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
June 20th, 2017

PS Coach: Participant FAQ's

Retirement plan participants will always have questions, and plan sponsors, as fiduciaries, should have proper answers when these arise. We’ve presented some common queries, and suggestions for how plan sponsors might respond. Read more >

Millennials Select Financial Security as Top Priority

Being born and raised in the 1980s and 90s—when technological advances commenced—would inherently turn Millennials into tech addicts, engrossed in the habitual use of smartphones and social media. Not so, according to a study by Voya Financial’s Annuities and Individual Life business, which revealed Millennials are more concerned about their financial security rather than the latest Facebook update. Read more >

Sponsors Use ESG to Incent Greater Savings

Natixis research sees “plenty of potential” to incorporate strategies that consider environmental, social and governance (ESG) criteria to incent younger investors to increase their participation in company-sponsored retirement plans. Read more >
ASK THE EXPERTS
“We are restating a client’s 403(b) plan document and the plan sponsor wants to eliminate the Qualified Joint and Survivor Annuity (QJSA) form of benefit. The current investments are custodial funds, by the way. Is there a problem when the normal form of benefit is lump sum cash when there are plan assets in annuity contracts?” Read more >

Offering Participant Advice

The 2017 PLANSPONSOR National Conference panel “Offering Participant Advice—Advisers, Third-Party Solutions” distinguished the difference between information to educate and advice provided by retirement plan advisers. Read more >

A Shift in Educating Participants—What Is Financial Wellness?

Experts say the subject of financial wellness has been constantly evolving and becoming more sophisticated. Read more >

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

Advertising: Paul Zampitella paul.zampitella@strategic-i.com

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