(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
June 7th, 2016

Plan Sponsor Toolbox Includes ‘Nudge Economics’

Defined contribution (DC) plan innovations need to be complemented by higher financial literacy to counter investor traits that work against better retirement outcomes, a report from Principal suggests.Read more >

Participants Not Overreacting to Market Swings

Examining seven periods of extreme market volatility over a period of seven years, T. Rowe Price found that very few retirement plan investors moved out of stocks into cash or money market funds, and this was even more true among those with 100% of their portfolio in a target-date fund (TDF).Read more >
According to a survey, more than six in 10 (62%) respondents would be willing to pay more out of their paychecks for more generous retirement benefits.Read more >

‘Hybrid’ Income Strategy Best for Retirement

Research from TIAA Institute suggests the insurance value of a GLWB may be overstated relative to the typical cost of purchasing the GLWB guarantee, and a systematic withdrawal strategy is too risky for retirees.Read more >

VALIC Names Healthcare and Government Markets Leader

VALIC, a division of AIG and a retirement plan provider for health care institutions, local governments, K-12 and higher education markets and other not-for-profit organizations, has named Wendy Daniels, senior vice president, Healthcare and Government Markets business leader.Read more >

Each year, we ask readers to share what is on their summer reading list. See how they responded.Read more >

Can Plan Sponsors Reduce Fiduciary Liability?

“I am a fiduciary for our ERISA retirement plan. Can I reduce my fiduciary liability or even eliminate it entirely?”Read more >

David Levine and David Powell, with Groom Law Group, and Michael A. Webb, vice president, Retirement Plan Services, Cammack Retirement Group, will field your questions concerning 403(b) plans and regulations. Send them to rmoore@assetinternational.com with Subject: Ask the Experts. Answers may be printed in future (b)lines. This feature is to provide general information only, does not constitute legal advice, and cannot be used or substituted for legal or tax advice.

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

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