(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
March 18th, 2016

Instinctive Decisionmaking Hurts Retirement Readiness

Instinctive decisionmakers admit their retirement savings habits are not ideal, and they agree that one-on-one meetings are the best way for them to receive information.Read more >

Higher Ed. Institution Retirement Plan Designs Changing

According to “Retirement Plans for Institutions of Higher Education,” for the first time, fewer than two-thirds of institutions are sponsoring a 403(b) plan, and nearly half (46%) are sponsoring a 401(k) plan.Read more >
Complete profiles for winners of the 2016 Plan Sponsor of the Year awards and Standouts are now online.Read more >

Fiduciary Rule May Lead to Retirement Product Changes

Advisers will increasingly choose technology platforms to deliver advice, and insurance product pricing may become more like mutual funds, Cerulli Associates anticipates.Read more >

Women’s Biggest Retirement Concern: Long-Term Care

Despite their fears, few women have talked to loved ones or a financial adviser about long-term care plans and costs.Read more >

Retirement Plan Fee Suit Against TIAA Has a New Angle

It isn’t investment costs the lawsuit complains about, but postage costs for excessive mailings.Read more >

Plan Sponsors Face Risks in Fiduciary Rule Change

It’s not just financial advisers and investment providers that should be prepping for the final fiduciary rule to emerge from DOL—plan sponsors will likely face changes and new liabilities of their own.Read more >

Nearly three-quarters (74%) of U.S. workers say they work while tired, with nearly one-third (31%) saying they do so very often, according to a new survey by staffing firm Accountemps. Professionals shared mistakes they or others made due to being tired on the job.Read more >

David Levine and David Powell, with Groom Law Group, and Michael A. Webb, vice president, Retirement Plan Services, Cammack Retirement Group, will field your questions concerning 403(b) plans and regulations. Send them to rmoore@assetinternational.com with Subject: Ask the Experts. Answers may be printed in future (b)lines. This feature is to provide general information only, does not constitute legal advice, and cannot be used or substituted for legal or tax advice.

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

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