(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
March 24th, 2015

Empower Finds Four Drivers to Lifetime Income Success

Although the research covering 4,000 Americans found that lifetime income scores—the trajectory to replace current income in retirement—are driven much more powerfully by savings behavior than by income level, Empower’s research found there were four factors that had the most influence on retirement preparedness.Read more >

EEOC Sends OMB Notice About Wellness Program Rules

The U.S. Equal Employment Opportunity Commission (EEOC) sent a Notice of Proposed Rulemaking (NPRM) with respect to wellness programs to the White House Office of Management and Budget (OMB) for clearance.Read more >

Hearing Witness Says ACA Hasn’t Helped Small Employers

The ACA’s potential benefits for small employers have not materialized five years into enactment, a spokesperson for the National Federation of Independent Business told a Senate committee.Read more >

Tangible Retirement Messaging Drives Better Outcomes

When it comes to workplace retirement planning and inspiring plan participants to improve their outlook, simpler messaging is often the most effective.Read more >

Empower Launches Research Unit

Improving retirement outcome is the mission of Empower Retirement, which will research retirement issues and challenges.Read more >

Is There a Restriction on Number of Investments?

“We have hundreds of investments in our ERISA 403(b) retirement plan (NOT a brokerage window, but hundreds of actual investment options available directly to participants), which I feel is too many. Is there anything in ERISA or related DOL guidance that restricts the number of plan investments?”Read more >
Groom Law Group and Cammack Retirement Group will field your questions concerning 403(b) plans and regulations. Email rebecca.moore@strategic-i.com with Subject Ask the Experts

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

Advertising: advertise@strategic-i.com

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