(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
March 31st, 2015

Genworth Survey Highlights Retirement Shortfalls

More than half of U.S. adults responding to a recent Genworth survey have not started making financial arrangements for retirement.Read more >

Workers Need to Turn Savings Knowledge into Action

Americans have knowledge about financial planning concepts and importance, but are not following through with actions, a study suggests.Read more >

Growth in CIT Use Driven by Familiar Market Factors

Despite a 75-year track record as an investment vehicle, some plan sponsors lack awareness of collective investment trusts and their reputation for low fees.Read more >

Voya Identifies Role Models for Retirement Readiness

By looking at the groups who scored highest in all categories in its Retire Ready Index, Voya offers an opportunity to better understand the traits, behaviors and practices that guide some individuals to greater retirement preparedness.Read more >

Procrastinators Have Suboptimal Savings Behavior

A recent academic research paper suggests “procrastinators” fare worse—potentially much worse—in the retirement planning effort.Read more >

SEC Opens Door for Non-ERISA Plan Fee Disclosures

The Securities and Exchange Commission (SEC) issued a Staff No-Action letter allowing non-Employee Retirement Income Security Act (ERISA) retirement plans to provide participants with fee disclosures without running afoul of an SEC rule.Read more >

Ask the Experts - Plans Allowed for Rural Cooperatives

“I am an adviser who primarily works with 403(b) plans. A potential client has surfaced that is like nothing I have ever seen before. It is a private “non-profit utility,” if you will; it provides electric service in my county in an area which presumably would not be profitable for a traditional utility to service since it is thinly populated. Have you ever heard of such an organization, and do you know what type of retirement plan it can sponsor? The entity sponsors a 401(k) currently but does not know if it is the best type of plan for them.”Read more >
Groom Law Group and Cammack Retirement Group will field your questions concerning 403(b) plans and regulations. Email rebecca.moore@strategic-i.com with Subject Ask the Experts

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

Advertising: advertise@strategic-i.com

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