(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
November 18th, 2014

Can Delaying Social Security Be Incentivized?

Reduced benefits for life doesn’t sound like much of a deal, but that’s what most people opt for when they decide to take Social Security benefits early.Read more >

Asset Management Fees Matter for Performance

A Segal Rogerscasey report concludes that fees paid to asset managers matter, and higher fees tend to result in lower net results.Read more >

Retirement Savings Delays Add Up

Research from the Insured Retirement Institute (IRI) shows postponing retirement plan salary deferrals by five to 10 years can reduce total retirement income by nearly 25%.Read more >

Form 5500 Precision Is All in the Details

Sometimes, Form 5500 errors can come down to something as simple as a single number. Here are some goofs for retirement plan sponsors to keep an eye out for.Read more >

IRS to Discuss Definitions of Compensation

The Internal Revenue Service (IRS) is hosting a webinar about the definitions of compensation used in retirement plans.Read more >

Which Occupation Is Concentrated in Your State?

It may come as no surprise that California has a high proportion of actors in the country, but would you have guessed that subway operators are highly concentrated in Maryland?Read more >

Missing Spouses as Beneficiaries

One of our new employees told us she does not wish to name her spouse as beneficiary of her retirement plan benefit. When we informed here of the spousal consent requirements for the qualified preretirement survivor annuity, she explained that she would be happy to obtain the consent of her spouse, but that she has not seen him in more than 10  years and knows nothing of his whereabouts, even though they are technically married. Is there any recourse for her, or is she ‘stuck’ with naming the spouse as beneficiary?”Read more >
Groom Law Group and Cammack Retirement Group will field your questions concerning 403(b) plans and regulations. Email rebecca.moore@strategic-i.com with Subject Ask the Experts

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

Advertising: advertise@strategic-i.com

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