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Information & Insights for the 403(b) Community
Using Annuities as an Alternative to Bonds to Secure Retirement Outcomes
Using Annuities as an Alternative to Bonds to Secure Retirement Outcomes
In a low interest rate environment, annuities provide an option that reduces longevity and sequence-of-return risks.
Plan Progress Webinar: Retirement Plan Cybersecurity
Join PLANSPONSOR and a panel of experts November 18 for a discussion about plan sponsor fiduciary responsibilities related to retirement plan cybersecurity; the most up-to-date actions plan sponsors and participants can take to keep plan accounts and information secure; and how plan sponsors should be prepared in case cyber theft or fraud happens in their plans.
Ask the Experts
Excluding Part-Time Employees From Employer Contributions
“I work with an ERISA 403(b) plan at a health care organization. I read your PLANSPONSOR Ask the Experts column indicating that, though in theory it is possible to exclude employees who work fewer than 20 hours per week from the right to make elective deferrals to a 403(b) plan, it is difficult to do in actual practice. But how about excluding such employees from the right to receive employer contributions?”
Mistakes Happen
Common errors that occur and how the EPCRS helps to correct them.
Millennials Could Use Short-Term Financial Wellness Help
One survey reveals they feel least confident about their short-term finances and another says many of them are getting financial help from their parents.
Principal Adds Spanish Option to Mobile Retirement App
The app will allow Spanish speakers to make contribution decisions and monitor their retirement progress, among other things.
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