(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
November 20th, 2015

EBRI Takes a Look at Spending After Retirement

EBRI research shows household income is not a good indicator of how spending will shift in the early years after retirement.Read more >

Confidence Not Reflective of Planning Efforts

Confidence based on subjective assessments instead of real-world planning can threaten the security of a person’s retirement, LIMRA researchers note.Read more >
Health savings accounts can be used much like defined contribution plans to save for retirement, and the key to growth is investing them.Read more >

Roth Conversions Helpful to Retirement Savings Strategy

There are benefits of converting pre-tax retirement plan accounts to a Roth account, but plan participants, and perhaps even sponsors, don’t understand them.Read more >

States Planning to Offer Retirement Plans

Industry insiders are divided about whether this is a good idea.Read more >

Senators Give Church Plan Legislation Another Try

Legislators have introduced the Church Plan Clarification Act of 2015, which addresses five legal/regulatory issues confronting church retirement plans.Read more >

IRS to Give Employee Plans Examinations Update

The agency will share examination program priorities for the new year, among other things.Read more >

Will State-Run Plans Help Close the Coverage Gap?

ERISA attorney David Levine discusses the challenges for, and potential positive outcomes from, DOL guidance about state-run retirement plans for the private sector.Read more >

Shopping a Part of This Year’s Thanksgiving Plans

More people plan to shop on Thanksgiving Day than Black Friday or Cyber Monday, a survey finds.Read more >

David Levine and David Powell, with Groom Law Group, and Michael A. Webb, vice president, Retirement Plan Services, Cammack Retirement Group, will field your questions concerning 403(b) plans and regulations. Send them to rmoore@assetinternational.com with Subject: Ask the Experts. Answers may be printed in future (b)lines. This feature is to provide general information only, does not constitute legal advice, and cannot be used or substituted for legal or tax advice.

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

Advertising: advertise@strategic-i.com

Subscribe to (blines), click here.
To unsubscribe, click here.
BrightScope / CIO / FWW / Investor Economics / LiquidMetrix / Market Metrics / Matrix Solutions / PLANADVISER / Plan For Life / PLANSPONSOR / Simfund