(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
November 6th, 2015

Employees Increasingly Worry About Health Care in Retirement

Health care expenses in retirement was the fastest-growing savings objective in a regular survey of employees.Read more >

Study Gauges Worker Reaction to State-Run Retirement Plan

The majority of workers surveyed say such a program would be good for them, but a significant number still would not save or save enough.Read more >
“I was disappointed that almost all the Internal Revenue Service (IRS) benefits and contribution limits did not increase for 2016. Is it possible that the limits will remain flat in 2017 as well?”Read more >

Retirement Investors Need to Understand Role of Risk

“Understanding how risk factors into your plan can help build financial confidence,” says Marcy Keckler, with Ameriprise Financial.Read more >

Suggested Compliance Checklist

Periodically evaluating a defined contribution (DC) plan’s governance structure and procedures is a best practice to confirm a plan is in compliance with ERISA and industry best practices—and to avoid errors.Read more >

myRA Ready for Use Nationwide

For employees who have not yet met the eligibility provisions of their employer-sponsored retirement plan, part-time employees who may never be eligible, or even eligible employees who feel they cannot save much or are afraid of investing in the market, myRA is a good way for employers to encourage them to start saving for retirement.Read more >

A child in the UK gave a funny exam answer when he was asked to “show your thinking.”Read more >

David Levine and David Powell with Groom Law Group, and Michael A. Webb, vice president, Retirement Plan Services, Cammack Retirement Group, will field your questions concerning 403(b) plans and regulations. Send them to rmoore@assetinternational.com with Subject: Ask the Experts. Answers may be printed in future (b)lines. This feature is to provide general information only, does not constitute legal advice, and cannot be used or substituted for legal or tax advice.

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

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