(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
October 2nd, 2015

In-Plan Lifetime Income

Most participants are interested in in-plan lifetime income options, but just one in five plan sponsors say the same.Read more >

Retirement Readiness in the Age of High Tuition

Adults who think it’s their duty to put the kids through college may want to think a little further—that is, if they are also saving for retirement.Read more >

Why Participation Is Low in K-12 403(b) Plans

K-12 employers cite several reasons they think employees don’t participate in their 403(b) plans, but it may come down to employees’ inability to save more.Read more >
Many Millennial workers show a healthy focus on paying down debt—student debt especially—but are their actions the best thing for their retirement?Read more >

Finding the Right Default

A prudently selected default investment can solve real problems and help plan sponsors feel more confident in automatically enrolling their participants.Read more >

Different Paths to a Streamlined Investment Menu

One does not have to look far for evidence that plan participants can, and do, invest their way into trouble when given too many options or too little guidance.Read more >

David Levine and David Powell with Groom Law Group, and Michael A. Webb, vice president, Retirement Plan Services, Cammack Retirement Group, will field your questions concerning 403(b) plans and regulations. Send them to rmoore@assetinternational.com with Subject: Ask the Experts. Answers will be printed in future (b)lines. This feature is to provide general information only, does not constitute legal advice, and cannot be used or substituted for legal or tax advice.

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

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