(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
October 23rd, 2015

Advisers Boost 403(b) Participants’ Confidence and Savings

An AXA study of K–12 403(b) plan participants found advisers bring both emotional and financial value.Read more >

Health Care Costs Impact Retirement Savings

Fifty-nine percent of workers say that their health insurance costs impact what they are able to set aside for retirement, according to a LIMRA study.Read more >
Thinking the retirement industry has failed to deliver on its goals, state governments are trying to get into the retirement business.Read more >

TDFs Can Be a Vehicle for Alternative Investments

A white paper discusses some of the ways plan sponsors can put alternative assets into a DC plan.Read more >

Your plan’s target-date funds may be affected by changing exposures to international stocks and bonds.Read more >

Is the Focus on Costs Too Much?

Retirement plan fee litigation over the past decade, in addition to fee disclosure rules, has some plan sponsors placing too much importance on cost when deciding what investment decisions are prudent, asserted Eugene F. Maloney, executive vice president at Federated Investors.Read more >

Retirement Plan Deferral Limits Unchanged for 2016

The $18,000 limit on annual 401(k), 403(b), and most 457 plan deferrals will stay the same in 2016.Read more >

DOL Gives Stamp of Approval to ESG Investing

The Department of Labor issued Interpretive Bulletin 2015-01, a piece of guidance Labor Secretary Thomas Perez says will significantly expand the use of environmental, social and governance (ESG) investing principals under the Employee Retirement Income Security Act (ERISA).Read more >

Current Focus of the DOL

One way the DOL is working on improving retirement plan adequacy is through its initiative for including lifetime income projections on participant statements. Borzi told conference attendees the agency needs help.Read more >

For retirement plan participants who want to lock down a guaranteed amount of income before they retire, Principal Financial Group has introduced Principal Pension Builder, an option that allows them to purchase a deferred income annuity while still in the plan.Read more >

David Levine and David Powell with Groom Law Group, and Michael A. Webb, vice president, Retirement Plan Services, Cammack Retirement Group, will field your questions concerning 403(b) plans and regulations. Send them to rmoore@assetinternational.com with Subject: Ask the Experts. Answers will be printed in future (b)lines. This feature is to provide general information only, does not constitute legal advice, and cannot be used or substituted for legal or tax advice.

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

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