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Information & Insights for the 403(b) Community
IRS Releases 2023 Plan Limits
IRS Releases 2023 Plan Limits
The contribution limit adjustments reflect cost of living changes from this year.
Economists Say Enjoy Your Youth and Save Later
Research in the Journal of Retirement argues that most workers in their 20s should wait until middle age before saving for retirement.
Ask the Experts
How Would A Change in RMD Rules for 403(b) Plans Apply to Participants With Multiple Plans?
I read your 2015 Ask the Experts column that cautioned against forcing required minimum distributions in 403(b) plans, partially because a plan participant could satisfy his or her RMD requirement for one 403(b) plan by taking an RMD from a different 403(b) plan. I’m hearing, however, that this may change. Is that true, and, if it is, would that change your response on forced RMDs at all?
Vesting May Be on the Verge
The practice has its trade-offs—what is best for a particular sponsor’s plan?
DC Survey Is Open
For more than 20 years, PLANSPONSOR’s annual Defined Contribution Survey has provided benchmarking data for nearly 50 industries/business sectors and for 401(k), 403(b), and other DC plans, as well as nonqualified plans. Represent your industry and plan type by participating, and you’ll receive a free benchmarking report.
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