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September 21st, 2018 |
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ASK THE EXPERTS
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Groom Law Group and Cammack
Retirement Group will field your
questions concerning 403(b) plans
and regulations. Email rebecca.moore@strategic-i.com with Subject
Ask the Experts
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Getting Them Back on TrackIn 2016, employee tenure with an employer, for all wage and salary workers ages 25 and older, was 5.1 years—down from a high of 5.5 years in 2014 and up from the 4.7-year median seen between 1998 and 2002. Even 35 years ago, around the beginning of the 401(k)’s ascendance, the median tenure was 5.0 years. In other words, historically, most workers have changed jobs many times during their careers, and all evidence suggests they will continue to do so, according to research from the Employee Benefit Research Institute (EBRI). Yet, when it comes to retirement, the defined contribution (DC) plan system is not set up to help participants maximize their savings over their working lives. Persistent job changes may bring career growth, but there can also be ramifications, which could include the reduction of the worker’s retirement plan savings rate. Any time an employee switches jobs, he is at risk.Read more > | Funding Level Rises for City and County Pension Plans“The increase in global equity values for the 12-month period ending June 30, 2017 was a primary driver of the improved funding levels,” says Ned McGuire, at Wilshire Consulting.Read more > | Principal Expands Financial Wellness ProgramPrincipal Milestones, which includes iGrad’s Enrich financial wellness program, helps participants access comprehensive financial education resources all in one place.Read more > | Principal to Launch Online Chat for Retirement Plan Administration QuestionsThe new support option will connect retirement plan sponsors to Principal client service associates in real time throughout their work day.Read more > | Investment Product and Service LaunchesMassMutual debuts RetireSMART TDF series with J.P. Morgan glide paths, while AXA doubles down on SRI/ESG integration.Read more > |
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