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September 21st, 2021
Information & Insights for the 403(b) Community
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Ask the Experts
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Allowing for After-Tax Contributions in a 401(a) Plan
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“I read with great interest your Ask the Experts column on having an after-tax contribution feature in a 403(b) plan. I work for a public university that is considering adding after-tax contributions to both its 401(a) and 403(b) plans, as we do not have ACP testing in our plans, which might normally preclude having an after-tax contribution feature. The previous column provides all the info we need to evaluate adding a 403(b) after-tax contribution. However, is there anything different that we need to consider if we add the feature to our 401(a) plan?”
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