(b)Lines Information and Insights for the 403(b) community / brought to you by PLANSPONSOR.
September 25th, 2015

Looking for Award-Worthy Plan Sponsors

Is your company’s retirement plan run exceptionally well? Is your pension plan well-funded and/or pursuing interesting strategies (whether active or frozen)? Is your defined contribution (DC) plan committee focused on fulfilling fiduciary requirements and achieving successful outcomes for participants? We are now accepting nominations for the 2016 PLANSPONSOR Plan Sponsor of the Year awards. This is an excellent opportunity for you to tell your story and share your successes with peers. We are looking for plans of all types—pension, 401(k), 403(b), 457, public DC, etc.—and of all sizes. You can nominate a plan, or yourself, here.Read more >

Plan Adviser of the Year Nominations

Has your plan been improved by the help of a skilled professional? Has an adviser or consultant helped with defined benefit (DB) plan funding or plan maintenance? What about helping design a defined contribution (DC) plan to improve focus on fulfilling fiduciary requirements and achieving successful outcomes for participants? If you know a superb retirement plan adviser you think is worthy of the 2016 PLANSPONSOR Retirement Plan Adviser of the Year awards, please nominate him or her! Nominations can be made here.Read more >
“We are a large 501(c)(3) health care organization that froze its Employee Retirement Income Security Act (ERISA) 401(a) defined contribution plan several years ago, essentially replacing the plan with employer contributions to our 403(b) plan. However, we have not terminated the plan; the plan has remained frozen since the initial amendment to freeze. Can the plan remain frozen indefinitely, or must we terminate the plan at some point?”Read more >

Middle-Age Americans Least Confident About Retirement

More than half (52%) of Americans have doubts about their ability to afford the life they want during retirement, according to a survey by GfK.Read more >

Participants Welcome More Contact with Providers

Seventy-four percent of retirement plan participants would welcome more information about financial products and services from their providers, according to Cogent Reports’ annual DC Participant Planscape.Read more >

Shift to DC Has Not Led to Less Retirement Savings

The accumulation of retirement assets has not declined as a result of the shift from defined benefit (DB) to defined contribution (DC) plans, according to an analysis from the Center for Retirement Research at Boston College.Read more >

Finding the Right TDFs for Your Plan

Analyzing whether your plan has the right target-date fund (TDF) suite for your participants should mean much more than looking only at performance and fees.Read more >

Not all countries’ flags are rectangular. Can you name the three that are not?Read more >

David Levine and David Powell with Groom Law Group, and Michael A. Webb, vice president, Retirement Plan Services, Cammack Retirement Group, will field your questions concerning 403(b) plans and regulations. Send them to rmoore@assetinternational.com with Subject: Ask the Experts. Answers will be printed in future (b)lines. This feature is to provide general information only, does not constitute legal advice, and cannot be used or substituted for legal or tax advice.

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

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