April 15th, 2025 Insight on Plan Design & Investment Strategy Every Weekday Benefits Social Security’s New Anti-Fraud Measures Begin Amid Mixed Messages from Agency With ‘enhanced technology,’ the SSA will now conduct an anti-fraud check on all phone applications for benefits.  Opinions Don’t Forget Decumulation: 3 Key Pillars for an Effective Retirement Income Solution Each pillar is key to building a robust retirement offering that not only meets fiduciary standards but can also help enhance employee satisfaction and retention, writes a Morgan Stanley executive. Most Read Benefits Plan Sponsors Warm Up to Super Catch-Up Compliance District Court Sends Nationwide 401(k) Fee Complaint to Trial Compliance Kaiser to Pay $28M in Mental Health Care Settlement With DOL MARKET MIRROR Monday, the Dow rose 312.08 points (0.78%) to close at 40,524.79, the Nasdaq rose 107.03 points (0.64%) to close at 16,831.48 and the S&P 500 rose 42.61 points (0.79%) to close at 5,405.97. The Russell 2000 rose 20.67 points (1.11%) to close at 1,880.88, and the FT Wilshire 5000 Index rose 439.24 points (0.82%) to close at 53,722.27.  The 10-year Treasury note increased 10/32, bringing the yield to 4.378%. The 30-year Treasury bond increased 31/32, bringing the yield to 4.811%.  VIDEOS PLANSPONSOR Roadmap: Health Plan Fiduciary Duties – Data and Documents Panelists discuss why data, and access to data, are important to the fiduciary process for a health care plan, followed by a dissection of health plan contracts, with guidance for plan sponsors about how to negotiate. RULES/REGS Finding: First Class Consideration Went to ESG, Not to Plan Participants A Texas federal court ruled on January 10 that American Airlines Inc. and its employee benefits committee violated their fiduciary duty of loyalty under the Employee Retirement Income Security Act. SMALL TALK ON THIS DATE: In 1912, the British luxury passenger liner Titanic sank en route to New York City from Southampton, Hampshire, England, after striking an iceberg during its first voyage; some 1,500 people died. In 1955, fast-food pioneer Ray Kroc opened the first McDonald’s franchise, launching an enterprise that would eventually become the world’s largest fast-food chain, in Des Plaines, Illinois. In 2000, President Bill Clinton established the Giant Sequoia National Monument, a preserve near Sequoia National Park covering more than 500 square miles of Sequoia National Forest in the Sierra Nevada of California. In 2003, President George W. Bush declared that the government of Saddam Hussein in Iraq had fallen as a result of the Iraq War and the following day asked the U.N. to lift sanctions against Iraq. In 2013, near the finish line of the Boston Marathon, two homemade bombs were detonated in the crowd of spectators; three people were killed and more than 260 were wounded in the terrorist attack. In 2019, the historic Notre-Dame de Paris caught fire during a restoration campaign, and the blaze destroyed most of the cathedral’s roof, the 19th-century spire, and some of the rib vaulting.  Did someone forward you this newsletter? Sign up here to get NEWSDash directly in your mailbox! Unsubscribe | Manage Subscriptions | Contact Us Copyright ©2026 Asset International, Inc. All rights reserved. No reproduction without prior authorization. Modern Slavery Statement 2022 | Do Not Sell My Personal Information | Privacy (including cookies), Social Media & Legal 702 King Farm Boulevard, Suite 300, Rockville, MD 20850