April 3rd, 2025 Insight on Plan Design & Investment Strategy Every Weekday Administration Does Outsourcing Impact the Need for Fiduciary Education? While outsourcing advisers or consultants can help relieve plan sponsors’ administrative tasks, it does not absolve them of fiduciary responsibility. Data and Research T. Rowe Price Finds Social Security Knowledge Gaps Many workers do not understand the benefits of delaying their claim of Social Security benefits and ‘full retirement age.’ Most Read Compliance Lawmakers Introduce Bill to Simplify Form 5500 Reporting Benefits Retirement Account Balances Often 'Are Far Too Low' For a Secure Retirement Compliance 7th Circuit Awards Deceased Worker’s Retirement Plan Assets to Ex-Wife MARKET MIRROR Wednesday, the Dow rose 235.36 points (0.56%) to close at 42,225.32, the Nasdaq rose 151.16 points (0.87%) to close at 17,601.05 and the S&P 500 rose 37.90 points (0.67%) to close at 5,670.97. The Russell 2000 rose 33.12 points (1.65%) to close at 2,045.36, and the FT Wilshire 5000 Index rose 450.35 points (0.80%) to close at 56,603.69. The 10-year Treasury note increased 4/32, bringing the yield to 4.127%. The 30-year Treasury bond decreased 1 28/32, bringing the yield to 4.627%. Benefits HSA Assets Reached Nearly $147B in 2024 Devenir data show there are more than 39 million health savings accounts in the U.S. EVENTS PLANSPONSOR Roadmap 2025 Livestream Series: Health Plan Fiduciary Duties Join PLANSPONSOR for this month’s livestream series  – the next session is April 9, focused on Data and Documents – during which plan sponsors and advisers will gain education and resources from experts about Consolidated Appropriations Act provisions and optimal ways to implement them, as well as learn how to apply a fiduciary process to health benefit plans.  SMALL TALK ON THIS DATE: In 1961, comedian and actor Eddie Murphy was born in Brooklyn, New York. In 1968, at an event for the Memphis sanitation workers strike, civil rights activist Martin Luther King, Jr., delivered his “Mountaintop Speech”; the following day he was assassinated. In 1973, the first handheld telephone call was made by an employee of Motorola, who called AT&T’s Bell Laboratories. In 1996, federal agents in Montana apprehended Ted Kaczynski, an American terrorist known as the “Unabomber,” who had killed three people and injured more than 20 with explosives sent through the U.S. postal system. In 2016, private papers from a Panama law firm were made public and revealed how wealthy clients concealed their wealth and avoided paying taxes; the “Panama Papers” represented one of the biggest leaks of confidential data.  Did someone forward you this newsletter? Sign up here to get NEWSDash directly in your mailbox! Unsubscribe | Manage Subscriptions | Contact Us Copyright ©2026 Asset International, Inc. All rights reserved. No reproduction without prior authorization. Modern Slavery Statement 2022 | Do Not Sell My Personal Information | Privacy (including cookies), Social Media & Legal 702 King Farm Boulevard, Suite 300, Rockville, MD 20850