| Benefits & Administration | Preparing Baby Boomer Workers for Retirement | Baby Boomers have good retirement savings
habits, but accumulated savings may not be adequate. Seventy-one percent of
Baby Boomer workers have access to a 401(k) or similar plan offered by their
employers, including 78% who are working full-time and 42% part-time.Read more > | The Importance of Hiring a Skilled Plan Auditor | Generally, the Employee Retirement Income
Security Act (ERISA) requires employee benefit plans with 100 or more
participants to have an audit as part of the obligation to file an annual
return/report via the Form 5500 Series. A report from the American Institute of
CPAs (AICPA) explains that the plan administrator must hire an independent
qualified public accountant to do the job. Read more > | | Sponsored message from New York Life | PLANSPONSOR interviews Colette Sagar of New York Life Retirement Plan Services.Read more > | | Products, Deals & People | A 2015 Defined Contribution Plan Checklist | With the economy continuing its slow but steady
improvement, Mercer expects that plan sponsors will focus on leveraging their
defined contribution (DC) plans to achieve a competitive advantage in
attracting and retaining talent during 2015. Plan administration and governance
will continue to be a focus of regulators from the Department of Labor, the
Securities and Exchange Commission, and the Internal Revenue Service, Mercer
predicts. There will also be pressure from new and ongoing participant
lawsuits. To address these challenges, Mercer offers recommendations.Read more > | | Economic Events | THE ECONOMIC WEEK AHEAD: Today, the
National Association of Realtors will report about existing home sales for
November. Tomorrow, the Census
Bureau will report about durable goods orders and new home sales for November. Wednesday, the Labor Department will
issue its initial claims report. |
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| Market Mirror | Friday, the
Dow was up 26.65 points (0.15%) at 17,804.80, the NASDAQ increased 16.98 points
(0.36%) to 4,765.38, and the S&P 500 closed 9.42 points (0.46%) higher at
2,070.65. The Russell 2000 gained 3.78 points (0.32%) to finish at 1,195.94,
and the Wilshire 5000 climbed 94.20 points (0.44%) to 21,727.50.
On the NYSE,
3.2 billion shares traded, with 1.8 advancing issues for every declining issue.
On the NASDAQ, 2.8 billion shares changed hands, with a slight lead for
advancers.
The yields
for the 10-year Treasury note and 30-year Treasury bond were 2.165% and 2.755%,
respectively.
WEEK’S
WORTH: For the week ending December 19, the Dow
increased 3.03%, the NASDAQ was up 2.40%, and the S&P 500 closed 3.41%
higher. The Russell 2000 climbed 3.77%, and the Wilshire 5000 gained 3.42%.
| | Compliance | Regulators Increased Attention on In-Plan Annuities | With invigorated provider interest and new
guidance from key regulators, 2014 turned out to be an important year for
annuities in employer-sponsored retirement plans.Read more > | 2014: The Year in Regulation and Guidance | Several regulations and pieces of guidance
issued in 2014 will have a lasting impact on retirement plans.Read more > | | Small Talk | ON THIS DATE: In
1775, the Continental Congress
created a Continental Navy, naming Esek Hopkins, Esq., as commander in chief of
the fleet. In 1808, Ludwig van
Beethoven’s Symphony No. 5 in C Minor, Op. 67—the “Fifth Symphony”—received
its world premiere in Vienna. In 1895,
German physicist Wilhelm Röntgen made the first X-ray, of his wife’s hand. In 1971, the Los Angeles Lakers of the
National Basketball Association (NBA) defeated the Baltimore Bullets 127-120 in
Baltimore for their 27th straight victory, breaking the previous record for the
longest winning streak in professional sports. | SURVEY SAYS: Favorite Holiday Song | Last week, I asked NewsDash readers, what is
your favorite holiday song? Readers could choose from a list or submit their
own. Eighteen percent of responding readers chose their own, with the most
popular choice Mary, Did You Know?, followed by All I Want for Christmas Is
You. Carol of the Bells was the fourth most popular choice from the list, while
The Christmas Song (“Chestnuts roasting on an open fire . . .”) and
Silent Night tied for third place. In verbatim responses, readers shared
irritation with how early holiday day songs start to play on the radio. Many
shared how it was hard to choose just one favorite, and a few shared what songs
they dislike. Editor’s Choice goes
to the reader who snuck his or her favorite holiday movie pick into this year’s
survey: “Here Comes Santa Claus is my favorite BECAUSE it plays such a clever
place in my favorite holiday movie (Christmas Vacation)!” Thanks to everyone
who participated in the survey!Read more > | Share the good news with a friend! Pass the Dash along – and tell your
friends/associates they can sign up for their own copy.Read more > | News from PLANSPONSOR.com
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2014.
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rights reserved. No reproduction without
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