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November 6th, 2024
Insight on Plan Design & Investment Strategy Every Weekday
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| MARKET MIRROR |
Tuesday, the Dow rose 427.28 points (1.02%) to close at 42,221.88, the Nasdaq rose 259.19 points (1.43%) to close at 18,439.17 and the S&P 500 rose 70.07 points (1.23%) to close at 5,782.76. The Russell 2000 rose 41.81 points (1.88%) to close at 2,260.84, and the FT Wilshire 5000 Index rose 746.37 points (1.30%) to close at 58,024.35.
The 10-year Treasury note was unchanged, bringing the yield to 4.285%. The 30-year Treasury bond increased 5/32, bringing the yield to 4.436%.
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ON THIS DATE: In 1860, Americans elected as their president Abraham Lincoln, whose victory led to the secession of Southern states and the long and bloody Civil War that lasted until 1865 and ended slavery in the U.S. In 1887, professional baseball player Walter Johnson, who had perhaps the greatest fastball in the history of the game, was born in Humboldt, Kansas. In 1888, Benjamin Harrison of the Republican Party was elected U.S. president by an electoral majority despite losing the popular vote by more than 90,000 to his Democratic opponent, Grover Cleveland. In 1917, the second phase of the Russian Revolution of 1917 began as the Bolsheviks seized power in Russia. In 1984, President Ronald Reagan won reelection in a landslide victory over Democratic candidate Walter F. Mondale. In 1995, Art Modell, the owner of the NFL’s Cleveland Browns, announced that he was moving the team to Baltimore, which enraged sportswriters and Cleveland fans. In 2012, politician Tammy Baldwin, a Democrat from Wisconsin, became the first openly gay person to be elected to the U.S. Senate.
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| Industry Intel Roundup—Featured Webinars | | PLANSPONSOR is pleased to present the next edition of our Industry Intelligence roundup. This week, we are featuring webinars sponsored by experienced providers in the industry. The content was created to educate, inform and offer ideas for plan sponsors regarding plan design, investing, administration and compliance. |  | | SPONSORED BY: ACI | December 16, 2025 | | Retirement Realities – What Sponsors May Be Missing | | What do plan sponsors believe about retirement readiness, and how does that compare to what participants actually feel? During this webinar, Glenn Dial, Senior Retirement Strategist at American Century Investments, will unpack the findings from the firm’s 12th Annual Retirement Survey. He’ll explore where sponsor and participant perspectives align – and where they diverge – on key issues like savings confidence, market risk, and retirement income expectations. Glenn will also touch on the evolving role of target date funds (TDFs) and how guaranteed income is being viewed in today’s defined contribution landscape. This session is designed to help retirement professionals better understand the sentiment gaps and take action to close them.
What You’ll Learn:
Fresh insights from the 2025 Retirement Survey.
Key disconnects between plan sponsors and participants.
Perspectives on market risk, TDFs, and retirement income.
Strategic considerations for plan design and communication
Whether you're a plan sponsor, advisor, or industry stakeholder, this webinar will help you rethink how retirement plans can better serve the people they're built for. |
| |  | | January 28, 2026 | | Benchmarking Your Plan | | In this webinar, we’ll review findings from the annual PLANSPONSOR Defined Contribution Survey. Speakers will discuss ways to benchmark a DC plan to ensure it’s an important workforce attraction and retention tool. They will also address incorporating key plan design features that can improve employee retirement outcomes. |
| |  | | August 18, 2026 | | DB Plan Administration | | Besides findings from PLANSPONSOR’s annual Defined Benefit Administration Survey, our panel will discuss trends in the defined benefit plan sector. Speakers will also talk about ongoing management of DB plans—whether closed, frozen or active—and benchmarking DB plan providers. With many corporate DB plans now overfunded, the panel will also discuss ways that sponsoring companies can use their plan’s surplus. |
| |  | | November 18, 2026 | | Understanding Participant Behavior | | The PLANSPONSOR Participant Survey examines the attitudes and behaviors of American workers participating—or not—in an employer-sponsored retirement plan. We’ll explore findings about respondents’ participation and saving decisions, retirement expectations and most-valued benefits. Speakers will suggest what the findings mean for retirement plan design, benefit offerings and participant engagement. |
| |  | | SPONSORED BY: Alight | December 3, 2025 | | The Vital Role of HSAs—Beyond a Spending Account | | This webinar will explore the multifaceted value of Health Savings Accounts (HSAs) for both employers and employees, positioning them as more than just tools for healthcare spending. It highlights the unique triple tax advantage of HSAs which makes them a powerful and cost-effective benefit for organizations aiming to enhance employee financial wellness without increasing costs.
We will also emphasize immediate employee benefits such as tax savings, flexibility in covering a wide range of medical expenses, portability, and the absence of a “use it or lose it” rule.
Finally, we will address the importance of minimizing fees, as even small differences can significantly impact long-term savings. It encourages plan sponsors to evaluate HSA providers with the same rigor as 401(k) vendors and to focus on low-cost investment options. |
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Copyright ©2025 Asset International, Inc. All rights reserved. No reproduction without prior authorization.
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