| | Benefits & Administration | | EBRI Sees a Rebound in Small Employers Offering Health Coverage | | Over the last year, perhaps with the strengthening economy and lower unemployment rates, there is evidence of what may be a rebound in employment-based health insurance coverage offer rates among firms with 10 to 999 employees, according to an EBRI Notes article from the Employee Benefit Research Institute. Since passage of the Affordable Care Act (ACA), smaller firms have shown a steady, though not precipitous, decline in offer rates. However, from 2015 to 2016, for employers with 10 to 24 employees, those offering health benefits increased from 48.9% to 49.4%. However, for the future, EBRI suggests it’s possible certain public policy changes, if adopted, may drive some employers—larger and smaller employers alike—away from offering health benefits.Read more > | | Retirement Plan Practices Under Question for New Generation of Savers | | Members of Generation Z (ages 16 to 23) are receptive to retirement plan communication and education and have exciting potential to be financially prepared for retirement by age 70, according to a June survey of 2,000 members of Generation Z conducted by EACH Enterprise. Findings suggest standard defined contribution (DC) plan practices may create obstacles to the retirement success of workforce entrants. For example, immediate eligibility and no entry age requirement would help Generation Z benefit from the time value of money.Read more > | | | Award Nominations | | 2018 Annual Plan Sponsor and Adviser Award Nominations Are Open | | Nomination forms for the 2018 PLANSPONSOR Plan Sponsor of the Year awards and Retirement Plan Adviser of the Year awards are now available.Read more > |
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