PLANSPONSOR Weekend Newsdash
Week ending February 16th, 2018

Happy Friday, PLANSPONSOR readers! This week we focus on health care and other employee benefits. A survey shows equity compensation plan participants use their plan for many purposes and would like financial wellness help so they can make the most of their benefits. Bob Armour, chief marketing officer (CMO) of Jellyvision, explains why employers may want to help employees deal with other financial priorities before encouraging them to participate in their retirement plan. A survey finds employers don’t think high-deductible health plans (HDHPs) make employees good health care consumers, and a new bill would include chronic disease management in HDHP coverage before having to meet the deductible. All this and more in this edition of PLANSPONSOR Weekend!

Editor's choice
Benefits
Equity Compensation Recipients Seek Financial Wellness Help
Three-quarters of respondents to a Schwab Stock Plan Services survey consider equity compensation part of their long-term financial plan, and most say their equity compensation helps them feel less stressed about their finances and more prepared for retirement. Read more >
Industry Voices
To Prioritize Retirement Saving May Not Be Best for All Workers
Many may need to set up an emergency fund or pay off debt first. Read more >
Benefits
Employers Don’t See HDHPs As Best to Make Employees Health Care Consumers
The majority of respondents to a survey cited other approaches for converting passive patients into active health care consumers. Read more >
Compliance
Bill Aims to Expand HDHP Coverage for Chronic Disease Management
The bill would permit high-deductible health plans (HDHPs) to provide chronic disease prevention and treatment—which some say is critical to reducing health care costs—prior to participants having met their deductible. Read more >
Products
Medicare and Social Security Guides Updated by Manning & Napier
Manning & Napier created a set of reference guides to break down exactly what individuals need to know about the new tax law, Social Security, Medicare, and long-term care going into 2018. Read more >
MOST POPULAR STORIES
IRS Announces 2019 HSA Contribution Limits

For an individual with family coverage, the 2019 health savings account (HSA) contribution limit is $7,000, up from the recently reset $6,900 limit for 2018.

4% Rule Not a Reliable Retirement Income Withdrawal Strategy for All People
A retiree’s investment portfolio is a large factor in determining an optimal, safe withdrawal rate in retirement, but longevity, expected spending and whether guaranteed retirement income is available plays a part as well.
Lawsuit Argues MetLife Pension Calculations Use Outdated Mortality Table

A newly filed complaint takes issue with the way MetLife calculates the actuarial equivalence of different types of annuity benefit options available in the firm’s pension plan.

401(k) Plan Sponsors Enhancing Plan Design

The availability of Roth contributions has doubled in the last decade, and more plan sponsors are using a default deferral rate with automatic enrollment that is higher than 3%, a Plan Sponsor Council of America survey found.

Financially Well Employees Buoy the Bottom Line

According to John Hancock data, helping employees reduce their financial worries is well worth employer’s time and attention.

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

Advertising: Paul Zampitella paul.zampitella@strategic-i.com

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