PLANSPONSOR Weekend Newsdash
Week ending January 11th, 2019

It has increasingly been shown that there is a correlation between health benefits and retirement readiness beyond the fact that health and retirement benefits compete for employer dollars. Employees who can improve their health and/or lower their health care expenses have money freed up for other purposes. In addition, health savings accounts (HSAs) are no longer viewed by employers as only a way to help employees pay for current medical expenses, but also as a way to help employees save for retirement medical expenses. Enjoy this edition of PLANSPONSOR Weekend, which focuses on health benefits and HSAs.

Editor's choice
Benefits
HDHP Enrollees More Engaged With Their Health Plan
The Employee Benefit Research Institute (EBRI) and Greenwald & Associates have released their findings on the impact of high deductible health plans (HDHP) on the behavior and attitudes of health care consumers. The findings show that consumers of HDHP are more engaged with their plan than those not in a HDHP, and that they have many characteristics equated with greater financial stability. Read more >
Benefits
Repositioning HSAs As Retirement Savings Vehicles
A report from Cerulli Associates suggests that pairing health savings account (HSA) and defined contribution (DC) plan communication and administration and modernizing HSA investment menus can help to position HSAs as retirement savings vehicles. Read more >
Benefits
Tips for Improving Employee Wellness Programs
MediKeeper suggests using available data to better personalize programs, using social interaction to encourage wellness program participation and making virtual programs available to reach more of the workforce. Read more >
Benefits
Leader Involvement in Physical Wellness Programs Improves Participation and Cost Savings
The 2018 Health Enhancement Research Organization (HERO) Scorecard Progress Report also found offering targeted lifestyle management services and having a formal, written strategic plan in place for well-being improve physical wellness program outcomes. Read more >
Benefits
Predictions for Employer Actions to Reduce Health Care Costs in 2019
Transformation in health care delivery, focus on high-dollar claims and drug costs, and continued movement to account-based plans are among the list for what employer health benefit providers and advocates see happening in 2019. Read more >
Compliance
EEOC Removes Incentive Sections of Wellness Program Rules
The action is in response to a federal court decision vacating the incentive portions of the rules. Read more >
MOST POPULAR STORIES
J.P. Morgan Agrees to Settle Stable Value Funds Suit

The firm has agreed to pay $75 million to settle litigation brought by multiple retirement plan participants alleging J.P. Morgan invested its stable value funds in risky assets.

Individuals, Employers and Government All Play a Part in Retirement Readiness

A new research report and Catherine Collinson, with Transamerica Center for Retirement Studies, lay out steps all three can take to improve retirement confidence and readiness in America.

Participant Loans: A Fiduciary Storm Brewing?
Bruce Ashton, with Drinker Biddle & Reath, discusses the fiduciary risk defined contribution (DC) plan sponsors could face when participants default on plan loans.
What to Know About Financial Audits Filed with Form 5500s
Plan sponsors required to file a financial audit along with their Form 5500 should know how regulators use the information and how to pick the best auditor.
2019 PLANSPONSOR National Conference

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

Advertising: Paul Zampitella paul.zampitella@strategic-i.com

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