PLANSPONSOR Weekend Newsdash
Week ending March 16th, 2018

To have a successful retirement outcome, employees need more than just a retirement plan—retirement planning tools and financial education are also important benefits to provide. Empower Retirement has announced a new offering with that in mind. Equity stock plans can also provide help with retirement and other financial goals. When planning for retirement, it is important to include long-term care considerations. And, regarding health care benefits, studies reveal employer innovations in health care coverage, that high-deductible health plan (HDHP) use is flattening and adoption of self-insured health plans is increasing among small and mid-sized employers. Enjoy this edition of PLANSPONSOR Weekend!

Editor's choice
Products
Fidelity Launches Equity Compensation Planner
The planner is designed to help employees better understand their stock awards and more easily integrate these stock awards into their overall financial plans. Read more >
Data and Research
Long-Term Care Needs Not Included in Future Financial Plans for Many
While 56% of Americans say that saving for long-term care (LTC) is one of their top financial priorities, 73% have not planned for their LTC needs, Northwestern Mutual learned in a survey. Read more >
Benefits
HDHP Use Flattens as New Cost Saving Strategies Increase
Employers are introducing more convenient and high-quality health care options. Read more >
Benefits
Decline in Self-Insured Health Plan Enrollment Masks Growth Among Small Companies
The decrease in self-insured plan enrollment is due to a decrease in self-insurance for large employers. Read more >
MOST POPULAR STORIES
IRS Announces 2019 HSA Contribution Limits

For an individual with family coverage, the 2019 health savings account (HSA) contribution limit is $7,000, up from the recently reset $6,900 limit for 2018.

4% Rule Not a Reliable Retirement Income Withdrawal Strategy for All People
A retiree’s investment portfolio is a large factor in determining an optimal, safe withdrawal rate in retirement, but longevity, expected spending and whether guaranteed retirement income is available plays a part as well.
Lawsuit Argues MetLife Pension Calculations Use Outdated Mortality Table

A newly filed complaint takes issue with the way MetLife calculates the actuarial equivalence of different types of annuity benefit options available in the firm’s pension plan.

401(k) Plan Sponsors Enhancing Plan Design

The availability of Roth contributions has doubled in the last decade, and more plan sponsors are using a default deferral rate with automatic enrollment that is higher than 3%, a Plan Sponsor Council of America survey found.

Financially Well Employees Buoy the Bottom Line

According to John Hancock data, helping employees reduce their financial worries is well worth employer’s time and attention.

Editorial: Alison Cooke Mintzer alison.mintzer@strategic-i.com

Advertising: Paul Zampitella paul.zampitella@strategic-i.com

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