Wednesday, July 17th, 2024 A topical newsletter from PLANSPONSOR DC Plan Investing Information for defined contribution plan sponsors about DC plan investing. SPONSORED AD Investing Mutual Fund Fees in 401(k)s Show Multi-Decade Decline Fees for mutual funds in defined contribution plans have declined about 60% this century, according to a new ICI report, though CITs loom as an even-cheaper competitor. Investing Optimizing Plan Design in the Investment Menu Experts discuss the trends of streamlining the investment menu and adding lifetime income options Compliance ERISA Advisory Council Explores Annuity Default Options in DC Plans Experts recommended annuities in QDIAs would help participants avoid outliving their assets. Benefits Design Options: Building Strong Retirement Plans Retirement plan designs that include features and investment options incorporating retirement income into defined contribution plans are a 'good starting point' but can be a ‘blunt force instrument approach.' Data and Research Annuities Embedded in TDFs: The Way Forward? Vanguard research suggests that hybrid annuity target-date funds can potentially benefit for less engaged participants, but effectively implementing the solution will likely pose challenges.   Investing CITs Continue to Dominate in DC Plans, But Limitations Remain Collective investment trusts are overtaking mutual funds in 401(k) plans, according to new research from Cerulli; however, barriers to adoption of CITs on investment menus remain. Did someone forward you this newsletter? Sign up here to get PLANSPONSOR Spotlight directly in your mailbox!

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