Friday, February 28th, 2025 A topical newsletter from PLANSPONSOR SECURE 2.0 in 2025 Provisions of the 2022 law are increasingly affecting plan sponsors and participants as more and more of them take effect. What is happening in 2025? SPONSORED AD Benefits SECURE 2.0: What’s Effective This Year and What Plan Sponsors Need for 2026 While implementing SECURE 2.0 provisions effective 2025, plan sponsors prepare for a big change next year. Benefits Where Does SECURE 2.0 Implementation Stand for 2025? While plan sponsors have prioritized implementing mandatory provisions, many of the optional provisions have taken a back seat due to administrative complexities and a lack of guidance. Benefits Plan Sponsors Move Forward (Slowly) With SECURE 2.0 Provisions While catch-up contributions and cash-out thresholds have been adopted widely, take-up is more ponderous for student loan matching and emergency withdrawal flexibility. Compliance PLANSPONSOR Roadmap Series: Catch-Up Provisions Speakers at the livestream discussed the administrative challenges of implementing the new Roth and age 60 to 63 catch-up provisions under SECURE 2.0. Compliance Chavez-DeRemer Shows Support for Union Pension Assistance Law in Confirmation Hearing President Donald Trump’s nominee for secretary of labor expressed support for the Biden-era Butch Lewis Act, but also walked back her support for pro-union legislation. Benefits PLANSPONSOR Roadmap Series: Student Loan Matching and Educational Benefits Employers have options to offer student loan benefits to employees and do not need to wait for further IRS guidance to start. Did someone forward you this newsletter? Sign up here to get PLANSPONSOR Spotlight directly in your mailbox!

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