2019
DC Survey: Plan Benchmarking

Data Sweep: Our latest findings on DC plans—for benchmarking a plan against its peers or just gleaning some new solutions

2019 Survey

Match Features

Matching contributions remain the most popular way for employers to supplement or incent participant retirement savings. Overall, a healthy 74% of all plans have a match, though this number does reflect a slight drop from past years. Sponsors are expanding adoption or use of other strategies. For example, those matching Roth contributions or catch-up contributions have increased in each of the past three years, to 62% and 92%, respectively. Sponsors giving true-up matches, which, at year-end, reconcile participants’ actual vs. expected match levels, also increased, to 39%.


Plans Offering Employer Match

All plan sizes
74%
<$5mm
68%
$5mm – $50mm
75%
>$50mm – $200mm
80%
>$200mm
79%

Plans With 'True-up' Match Provision

  • Yes
  • No
  • Don’t know

Plans Matching Nontraditional Contributions

Roth contributions
62%
Catch-up contributions
92%