Cerulli’s research shows more than half of advisers create customized investment portfolios on a client-by-client basis, while 42% start with investment models and alter on a client-by-client basis.
Tag: Risk Mgmt
A new analysis makes the surprising claim that most common stocks over the long-term fail to outperform one-month Treasury bills—but the real lesson is about diversification, not dumping stocks.
Fidelity found that fully 40% of those who managed their own account had a stock allocation in their 401(k) that was higher than recommended, up from 38% in Q2 2016.
The last four decades have brought tremendous amounts of new capital into the equities markets even as the total number of securities has sharply declined.
Natixis research sees “plenty of potential” to incorporate strategies that consider ESG criteria to incent younger investors to increase their participation in company-sponsored retirement plans.
Collective investment trusts, white labeling, smaller fund menus and “tiered” approaches are becoming the norm.
Even with huge amounts of data available, there is not very much simple or straightforward about retirement plan fee benchmarking.
New mortality tables mandated by the IRS will go into effect in 2018, and PBGC premiums will only go up from here.
President Trump’s infrastructure spending proposal and other pro-growth economic strategies could have a positive effect on real assets if they are successfully implemented; DC and DB plans may be able to take advantage.
“That is at the top of our clients’ agendas, be it through reducing costs, adding diversity or creating bespoke solutions in a much more thoughtful way than in the past,” one provider suggests.
The potential for enhanced returns with reduced risks and costs would seem appealing to any plan sponsor, but what is really behind the label “smart beta,” and can it work in DC plans?