Administration | March 23rd, 2022 Strategies to Simplify DC Plan Investment Menus Plan sponsors can use a layering approach and white labeling to help defined contribution plan participants select investments.
Participants | March 2nd, 2022 Combatting Participants’ Misperceptions About TDFs It’s important for participants to understand how target-date funds work so they don’t have a false sense of security about...
Investing | February 23rd, 2022 QDIA Basics What plan sponsors need to know about qualified default investment alternative rules and how to select the appropriate one for...
Investing | February 22nd, 2022 Considerations for Tweaking the Investment Menu for Older Participants Participants approaching retirement and those who decide to remain in the plan need additional choices and can benefit from assets...
Data and Research | April 8th, 2021 Vanguard Report Underscores the Power of Automatic Enrollment Over time, 90% of participants who are automatically enrolled in their retirement plan increase their deferral rates, either through automatic...
Participants | November 9th, 2020 401(k) Investors Take Their Preference for Fixed Income to New Level In October, all of their net trades went into fixed income, according to the Alight Solutions 401(k) Index.
Investing | October 28th, 2020 Plan Sponsors Turning to OCIOs to Broaden Investment Lineups Experts agree that outsourced chief investment officers take on more duties than 3(38) investment managers.
Investing | September 22nd, 2020 PSNC 2020: Time to Get Serious About ESG? Environmental, social and governance investing is slowing becoming pervasive in DC plans, particularly as Millennials are poised to become the...
Investing | September 22nd, 2020 PSNC 2020: New Thoughts About QDIAs A ‘dynamic QDIA’ that starts participants off in TDFs and then moves them to managed accounts is a potential trend...
Investing | October 25th, 2019 Points to Consider When Evaluating TDFs “Diversification should be happening on all levels," says Jake Tshudy, with SEI Institutional.
Administration | July 10th, 2019 Sponsors of Fully Automated Retirement Plans Feel They Are Reaching Goals Seventy percent think their approach will help employees retire at their targeted retirement age, compared to only 43% of plan...
Investing | May 9th, 2019 Plan Sponsor Attempts to Lower Fees Drive Changes in TDF Offerings Morningstar observes more flows into target-date funds (TDFs) using collective investment trusts (CITs) and those investing in index mutual funds.
Administration | November 19th, 2018 Some Plan Design Choices Could Undermine Participant Outcomes Setting defaults too low, choosing the wrong default investment and offering company stock as an investment option could result in...
Data and Research | November 6th, 2018 Many Participants in the Dark on Their Allocations Twenty-two percent do not know how their assets are invested, Legg Mason found in a survey.
Participants | September 10th, 2018 Younger Participants Gravitate to TDFs, Balanced Funds Sixty-four percent of participants in their 20s own a TDF.
Investing | September 10th, 2018 TDFs Contribute to CIT Growth in 401(k)s In 2017, target-date funds (TDFs) represent 41% of CIT assets in 401(k) plans, Cerulli Associates finds.
Administration | September 5th, 2018 Proper Asset Allocation Often Overlooked, Sibson Says The right allocation could boost returns over a person's career by as much as 34%, the consulting firm says.
Data and Research | July 24th, 2018 TDFs Get Millennials on the Right Track Most Millennials are appropriately invested, with 90% of their portfolios in equities.
Products | June 14th, 2018 Investment Products and Services Launches Franklin Templeton creates additional active funds; Hartford Funds presents ETF focused on fixed income; First Trust introduces actively managed ETF;...
Administration | June 6th, 2018 Retirement Income Seen as the Next Phase for 401(k)s Bing Waldert, a managing director with Cerulli Associates, says, "converting the 401(k) plan to an income platform is a step...