Dynamic Defaults: The Future of Default Investing?
Target-date funds have become one of the most common default investment offerings in defined contribution plans today, but they’re not perfect. TDFs can be a less expensive, one-size-fits-all solution. Research shows that more personalized solutions like managed accounts may potentially improve chances for helping participants reaching their financial goals, but they often come at a higher cost. A hybrid, dynamic solution can offer a combination of the two. Please join Morningstar Investment Management LLC speakers David Blanchett, Head of Retirement Research and Daniel Bruns, Product Manager, Large Plan Practice, as they explore:
•The potential benefits of a dynamic investment approach
•Which types of plans and participants dynamic investment approaches tend to be best suited for
•The possible advantages and disadvantages of both TDFs and managed accounts